Osceola County property record for 2886 Parkfield Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,887 sqft · built 2019 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,700 (Jan 2020) |
| Tax Bill | $7,294 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192631021400010660 |
| Primary APN | 192631021400010660 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,887 sqft Heated Area |
| Gross Area | 3,602 sqft |
| 1st Floor Area | 1,767 sqft |
| Upper Floors Area | 1,120 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 274 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2886 PARKFIELD RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 66 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | HICKORY GROVE |
| Legal Phase | 1 |
| Legal Tract | 214 |
| Legal Lot Number | 66 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 43304 |
Source: Osceola County assessment roll, APN 192631021400010660, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2737 NOTTEL DR, SAINT CLOUD, FL 34772-8787 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Mar 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 02, 2020 | Grant Deed, Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2020 · Amount on Record |
| Deed Sale | Jan 02, 2020 · Amount on Record |
| Deed Document Number | 2020000368 |
| Deed Book / Page | 5651 / 0197 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2886 PARKFIELD RD, SAINT CLOUD, FL 34772-8998 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | A AND A TITLE, A & A TITLE |
| Name | Verified Name |
|---|---|
| Address | 2886 PARKFIELD RD, SAINT CLOUD, FL 34772-8998 |
| Document Number | 0061421883 |
|---|---|
| Date | Feb 03, 2022 |
| Book Page | 6142/1883 |
| Instrument | 2022018181 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2886 PARKFIELD RD, SAINT CLOUD, FL 34772-8998 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2886 PARKFIELD RD, SAINT CLOUD, FL 34772-8998 |
| Document Number | 0059181897 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5918/1897 |
| Instrument | 2021043158 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jan 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 02, 2020 |
| Property Address | 2886 PARKFIELD RD, SAINT CLOUD, FL 34772-8998 |
| Document Number | 0056510197 |
| Book / Page | 005651 / 000197 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 368 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2886 PARKFIELD RD ST CLOUD FL 347728998, ST CLOUD, FL 34772-8998 |
| Document Number | 56510199 |
|---|---|
| Date | Jan 02, 2020 |
| Book Page | 005651/000199 |
| Instrument | 369 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,294.00 (+62.31%) | $407,300 (+39.64%) Land $75,000 Building $332,300 | $407,300 (-8.47%) Land $75,000 Building $332,300 |
| 2023 | $4,494.00 (+3.45%) Homeowner's exemption | $291,679 (+3%) | $445,000 (+28.95%) Land $70,000 Building $375,000 |
| 2022 | $4,344.00 Homeowner's exemption | $283,184 | $345,100 Land $55,000 Building $290,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 329 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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