2886 E 1190 S, Saint George, UT 84790 Property Records

Washington County property record for 2886 E 1190 S, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,806 sqft · built 2008
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$487,500 (Sep 2020)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SG-STVE-12`

Property Details

APN / Parcel Number

Primary APN	`SG-STVE-12`
Alternative APN	`0794670`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,806 sqft Living Area
Gross Area	5,323 sqft
Attic	Attic
Attic Area	1,532 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	1,400 sqft
Porch	Covered Slab
Porch Area	1,190 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0794670
Street Address	2886 E 1190 S ST
City	SAINT GEORGE
State	UT
Zip	84790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	SUBDIVISION: STONE VALLEY EST AMD (SG) LOT: 12
Legal Subdivision	STONE VALLEY EST
Legal Lot Number	12
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2019
Census Tract	271703

Owner

2886 E 1190 S is owned by two individuals who bought it in September 2020.

Source: Washington County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2886 E 1190 S, SAINT GEORGE, UT 84790-8668
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Mar 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Nov 4, 2009 · Amount on File
Deed Document Number	202047651
Prior Transfer Date	Jan 27, 2010
Prior Transfer Doc	0000002848
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2886 E 1190 S, SAINT GEORGE, UT 84790-8668
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2886 E 1190 S ST, SAINT GEORGE, UT 84790

Mortgage

Document Number	0000001858
Date	Jan 16, 2026
Instrument	20260001858

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2886 E 1190 S, SAINT GEORGE, UT 84790-8668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008647
Date	Mar 1, 2018
Instrument	20180008647

Lender

Name	ZB NA
Type	Bank
Address	SAINT GEORGE, UT 84770

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Sep 2, 2020
Property Address	2886 E 1190 S, SAINT GEORGE, UT 84790-8668
Document Number	0000047651
Instrument Date	Sep 2, 2020
Instrument	20200047651
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INFINITY TITLE INS AGENCY LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2886 E 1190 S, 2886, SAINT GEORGE, UT 84790-8668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2886 E 1190 S, SAINT GEORGE, UT 84790-8668

Mortgage

Document Number	0000047659
Date	Sep 2, 2020
Instrument	20200047659

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2886 E 1190 S was $4,458, down 6.4% from the year before.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,895 (-0.17%) Land $170,500 Building $505,395	$1,228,900 (-0.17%) Land $310,000 Building $918,900
2025	$4,458.00 (-6.42%)	$677,050 Land $170,500 Building $506,550	$1,231,000 Land $310,000 Building $921,000
2024	$4,764.00 (+11.83%)
2023	$4,260.00	$636,625	$1,157,500 Land $310,000 Building $847,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2886 E 1190 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2886 E 1190 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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