2886 Belden St, Sacramento, CA 95815 Property Records

Sacramento County property record for 2886 Belden St, Sacramento, CA 95815

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 757 sqft · built 1940
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jun 2026)
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`265-0172-004-0000`

Property Details

APN / Parcel Number

Primary APN	`265-0172-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	757 sqft Living Area
1st Floor Area	757 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	2886 BELDEN ST
City	SACRAMENTO
State	CA
Zip	95815-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 40 FT OF N 80 FT LOT 1 BLK 25 NORTH SACRAMENTOSUB NO 8
Legal Subdivision	NORTH SACRAMENTO SUB 8
Legal Block	25
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5005
Census Tract	6600

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2886 BELDEN ST, SACRAMENTO, CA 95815-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jul 21, 2021	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Book / Page	20260618 / 960
Prior Transfer Date	Jun 2, 2011
Prior Transfer Doc	0000000117
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 18, 2026
Property Address	2886 BELDEN ST, SACRAMENTO, CA 95815-1731
Document Number	2026000960
Book / Page	20260618 / 960
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,329.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2886 BELDEN ST, SACRAMENTO, CA 95815-1731

Mortgage

Document Number	2026000961,
Date	Jun 18, 2026
Book Page	20260618/961

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 21, 2021
Property Address	2886 BELDEN ST, SACRAMENTO, CA 95815-1731
Document Number	0000001613
Map Reference	MB 13 PG 49
Instrument Date	Jul 20, 2021
Instrument	202107211613
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2430 LOMA VISTA DR, SACRAMENTO, CA 95825-0310

Mortgage

Document Number	0000001614
Date	Jul 21, 2021
Instrument	202107211614

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,374 (+2%) Land $108,067 Building $238,307
2025	$4,095.00 (+4.09%) Homeowner's exemption	$339,584 (+4.04%) Land $105,949 Building $233,635
2024	$3,934.00 (-0.51%)
2023	$3,954.00 (+6.12%) Homeowner's exemption	$326,399 Land $101,836 Building $224,563
2022	$3,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1995–2005)
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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