Osceola County property record for 2885 Wild Olive Dr, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,500 (Apr 2026) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-26-31-5266-0001-1145 |
| Primary APN | 20-26-31-5266-0001-1145 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 2885 WILD OLIVE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9251 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | TWIN LAKES PH 7A PB 34 PGS 1-5 LOT 1145 |
| Legal Subdivision | TWIN LAKES PHASE 7A |
| Legal Lot Number | 1145 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-5266-0001-1145
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2885 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 30, 2026 | Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 30, 2026 | Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Deed Document Number | 202656908 |
| Deed Book / Page | 6963 / 1974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 2885 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251 |
| Document Number | 0000056908 |
| Book / Page | 6963 / 1974 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.56908 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331,936.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2885 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251 |
| Document Number | 0000056909, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..56909 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 2885 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251 |
| Document Number | 0069631974 |
| Book / Page | 6963 / 1974 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202656908 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331,936.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2885 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251 |
| Document Number | 0000056909, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202656909 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,907.00 (+23.86%) | $75,000 Land $75,000 | $75,000 Land $75,000 |
| 2024 | $2,347.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 173 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force 157 of 173 on primary residences |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 337 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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