2885 White Magnolia Loop, Clermont, FL 34711 Property Records

Lake County property record for 2885 White Magnolia Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,217 sqft · built 2003
Lot Size	0.219 acres (9,525 sqft)
Owner	2 Individual Names on File
Last Sale	$374,900 (Oct 2026)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-26-1300-000-04100`

Property Details

APN / Parcel Number

Primary APN	`03-23-26-1300-000-04100`
Alternative APNs	`262303130000004100` `3810709`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,217 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	2,217 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,525 sqft (0.219 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3810709
Street Address	2885 WHITE MAGNOLIA LOOP
City	CLERMONT
State	FL
Zip	34711-6252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAGNOLIA PARK PHASE I PB 47 PG 18-19 LOT 41 ORB 4599 PG 2368
Legal Range	26E
Legal Township	23S
Legal Section	3
Legal Subdivision	MAGNOLIA PARK PHASE I
Legal Tract	1300
Legal Block	1
Legal Lot Number	41
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31306

Owner

2885 White Magnolia Loop is owned by two individuals who bought it in October 2026.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	864 BERWICK DR, DAVENPORT, FL 33897-8303
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	2026122493
Deed Book / Page	6824 / 1764
Prior Transfer Date	Sep 10, 2013
Prior Transfer Doc	0043771612
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 6, 2026
Property Address	2885 WHITE MAGNOLIA LOOP, CLERMONT, FL 34711-6252
Document Number	0000122493
Book / Page	6824 / 1764
Instrument Date	Oct 2, 2026
Instrument	2026122493
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	K K TITLE AND ESCROW, PROPY TITLE & ESCROW AGENCY IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,054.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 BERWICK DR, DAVENPORT, FL 33897-8303

Mortgage

Document Number	0000122494,
Date	Oct 6, 2026
Instrument	2026122494

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2885 White Magnolia Loop was $4,989, up 4% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,383 (-) Land $53,000 Building $262,383	$315,383 (-) Land $53,000 Building $262,383
2025	$4,989.00 (+3.96%)	$315,383 Land $53,000 Building $262,383	$315,383 Land $53,000 Building $262,383
2024	$4,799.00 (+5.36%)
2023	$4,555.00 (+13.2%)	$304,537 (+19.32%)	$304,537 (+19.32%) Land $53,000 Building $251,537
2022	$4,024.00	$255,235	$255,235 Land $43,000 Building $212,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2885 White Magnolia Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2885 White Magnolia Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20