Clay County property record for 2885 Warrior Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,456 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2021) |
| Tax Bill | $5,363 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-25-010085-009-00 |
| Primary APN | 19-05-25-010085-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,456 sqft Heated Area |
| Gross Area | 3,436 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 355 ft deep x 123 ft wide |
| Garage Area | 360 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 312 sqft |
| Patio Area | 308 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2885 WARRIOR DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SEMINOLE VILLAGE AS RECO R 4426 PG 214 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Subdivision | SEMINOLE VILLAGE |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 31203 |
2885 Warrior Dr is owned and occupied by an individual who bought it in March 2021.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2885 WARRIOR DR, MIDDLEBURG, FL 32068-7204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 8, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Prior Sale | Oct 1, 2013 · Amount on File |
| Deed Document Number | 2021014173 |
| Deed Book / Page | 4426 / 214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2885 WARRIOR DR, MIDDLEBURG, FL 32068-7204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2885 WARRIOR DR, MIDDLEBURG, FL 32068-7204 |
| Document Number | 0049870162 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 4987/162 |
| Instrument | 2025053390 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Dec 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 8, 2021 |
| Property Address | 2885 WARRIOR DR, MIDDLEBURG, FL 32068-7204 |
| Document Number | 0044260214 |
| Book / Page | 4426 / 214 |
| Map Reference | MB 16 PG 43-45 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021014173 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1680 SW VICTORY ST, 1680, OAK HARBOR, WA 98277-8833 |
| Name | Verified Name |
|---|---|
| Address | 2885 WARRIOR DR, MIDDLEBURG, FL 32068-7204 |
| Document Number | 0004426216 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 4426/216 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2885 Warrior Dr was $5,363 with exemptions applied.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,363.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $401,813 | $445,026 Land $45,000 Building $400,026 |
| 2023 | $5,481.00 (+5.18%) Homeowner's exemption | $379,116 (+3%) | $422,523 (+14.79%) Land $45,000 Building $377,523 |
| 2022 | $5,211.00 Homeowner's exemption | $368,074 Land $30,000 Building $338,074 | $368,074 Land $30,000 Building $338,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2885 Warrior Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2885 Warrior Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ASBURY GRID private · serves 27,001 people · EPA ID FL2100626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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