2885 Thunder Trl, Johns Island, SC 29455 Property Records

Charleston County property record for 2885 Thunder Trl, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,562 sqft · built 2004
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$5,400,000 (Oct 2021)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`313-13-00-029`

Property Details

APN / Parcel Number

Primary APN	`313-13-00-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,562 sqft Living Area
1st Floor Area	1,487 sqft
Upper Floors Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	103 ft deep x 31 ft wide
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	267 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2885 THUNDER TRL
City	JOHNS ISLAND
State	SC
Zip	29455-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SUMMERTREES DESCRIPTION -LOT 29 BLK C PHASE I
Legal Subdivision	SUMMERTREES
Legal Phase	1
Legal Block	C
Legal Lot Number	29
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	1
Census Block	1026
Census Tract	2107

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2885 THUNDER TRL, JOHNS ISLAND, SC 29455-3913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Apr 23, 2007 · Amount on Record
Deed Book / Page	1043 / 148
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 14, 2021
Property Address	2885 THUNDER TRL, JOHNS ISLAND, SC 29455-3913
Document Number	0010430148
Book / Page	1043 / 148
Map Reference	MB BT PG 156
Instrument Date	Aug 2, 2021
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 THUNDER TRL, JOHNS ISLAND, SC 29455-3913

Mortgage

Document Number	0001043149
Date	Oct 14, 2021
Instrument	1043/149

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2885 THUNDER TRL, JOHNS ISLAND, SC 29455-3913
Document Number	0789/0711
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 THUNDER TRL JOHNS ISLAND SC 294553913, JOHNS ISLAND, SC 29455-3913

Mortgage

Document Number	0789/0711
Date	Apr 15, 2019
Book Page	000789/000711

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 (+12.52%)	$460,000 (+2,775%) Land $92,000 Building $368,000	$533,100 (+33.28%) Land $92,700 Building $440,400
2024	$2,124.00 (-67%)	$16,000 (-33.33%)
2022	$6,436.00	$24,000	$400,000 (-) Land $80,000 Building $320,000
2020			$400,000 Land $80,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 217 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	217 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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