2885 Royallvalley Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 2885 Royallvalley Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1992
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$206,545 (Feb 2024)
Tax Bill	$3,837 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A932000585`

Property Details

APN / Parcel Number

Primary APN	`A932000585`
Alternative APN	`2-0126-6886-00-0180.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,588 sqft
Basement Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A932000585
Street Address	2885 ROYALLVALLEY WAY
City	O FALLON
State	MO
Zip	63368-6992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYALLSPRINGS #1 LOT 180
Legal Subdivision	ROYALLSPRINGS #1
Legal Lot Number	180
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2002
Census Tract	311732

Owner

2885 Royallvalley Way is owned and occupied by an individual who bought it in February 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2885 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Jul 22, 2022 · Amount on File
Deed Document Number	20247508
Prior Transfer Date	Feb 15, 2024
Prior Transfer Doc	0000007508
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 28, 2024
Property Address	2885 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Document Number	0000007508
Map Reference	MB 31 PG 70
Instrument Date	Feb 15, 2024
Instrument	2024R-007508
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2885 ROYALLVALLEY WAY, O FALLON, MO 63368-6992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 ROYALLVALLEY WAY, O FALLON, MO 63368-6992

Mortgage

Document Number	0000007509
Date	Feb 28, 2024
Instrument	2024R-007509

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 22, 2022
Property Address	2885 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Document Number	0000040932
Map Reference	MB 31 PG 70
Instrument Date	Jul 15, 2022
Instrument	2022R-040932
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 WINDSURFER CT, LAKE ST LOUIS, MO 63367-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 ROYALLVALLEY WAY, O FALLON, MO 63368-6992

Mortgage

Document Number	0000040933
Date	Jul 22, 2022
Instrument	2022R-040933

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2885 Royallvalley Way was $3,837, down 3.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,705 (-)	$314,235 (-) Land $60,000 Building $254,235
2025	$3,837.00 (-3.15%)	$59,705	$314,235 Land $60,000 Building $254,235
2024	$3,962.00
2023		$59,901
2022			$315,270 Land $50,000 Building $265,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2885 Royallvalley Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2885 Royallvalley Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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