2885 Observatory Dr, Camino, CA 95709 Property Records

El Dorado County property record for 2885 Observatory Dr, Camino, CA 95709

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,184 sqft · built 1971
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2021)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085-470-013-000`

Property Details

APN / Parcel Number

Primary APN	`085-470-013-000`
Alternative APNs	`08547013100` `0854701310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Lot Area	87,120 sqft
Terrain	Gentle Slope
View / Lot	Average
Patio Area	1,184 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2885 OBSERVATORY DR
City	CAMINO
State	CA
Zip	95709-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	SEC 34 11 11
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3014
Census Tract	31100

Owner

2885 Observatory Dr is owned and occupied by two individuals who bought it in December 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2885 OBSERVATORY DR, CAMINO, CA 95709-9717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Dec 13, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Aug 15, 2012 · Amount on File
Deed Document Number	202175932
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2885 OBSERVATORY DR, CAMINO, CA 95709-9717
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 286, CAMINO, CA 95709-0286

Mortgage

Document Number	0000037576
Date	Sep 19, 2022
Instrument	2022-0037576

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 20, 2037

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 13, 2021
Property Address	2885 OBSERVATORY DR, CAMINO, CA 95709-9717
Document Number	0000075932
Instrument Date	Dec 9, 2021
Instrument	2021-0075932
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2885 OBSERVATORY DR, CAMINO, CA 95709-9717

Mortgage

Document Number	0000075933
Date	Dec 13, 2021
Instrument	2021-0075933

Lender

Name	THE GOLDEN ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2885 Observatory Dr was $2,588 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Camino Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$248,957 (+2%) Land $75,769 Building $173,188
2025	$2,588.00 Homeowner's exemption	$244,077 Land $74,284 Building $169,793
2023	$2,483.00 (+0.85%) Homeowner's exemption	$234,600 Land $71,400 Building $163,200
2022	$2,462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2885 Observatory Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2885 Observatory Dr is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Observatory Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures