2885 Lazy Bear Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2885 Lazy Bear Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	876 sqft · built 1979
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,500 (Sep 2022)
Tax Bill	$590 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-24-198`

Property Details

APN / Parcel Number

Primary APN	`206-24-198`

Interior

Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	644 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Street Address	2885 LAZY BEAR TRL
City	OVERGAARD
State	AZ
Zip	85933-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	HOLIDAY FOREST SUB LOT 198
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	HOLIDAY FOREST
Legal Lot Number	198
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2008
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8742 W MEADOWBROOK AVE, PHOENIX, AZ 85037-1421
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jul 13, 2007 · Amount on Record
Deed Document Number	202217758
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0000026082
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 19, 2022
Property Address	2885 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number	0000017758
Map Reference	MB 10 PG 19
Instrument Date	Sep 13, 2022
Instrument	2022-17758
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 W MEADOWBROOK AVE, PHOENIX, AZ 85037-1421

Mortgage

Document Number	0000017759
Date	Sep 19, 2022
Instrument	2022-17759

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Nov 17, 2021
Property Address	2885 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number	0000026082
Map Reference	MB 10 PG 19
Instrument Date	Nov 17, 2021
Instrument	2021-26082
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2885 LAZY BEAR TRL, 2885, OVERGAARD, AZ 85933-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707

Mortgage

Document Number	0000026083
Date	Nov 17, 2021
Instrument	2021-26083

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$95,160 (-3.17%) Land $21,346 Building $73,814
2025	$590.00 (+4.24%)	$9,827 Land $1,881 Building $7,946	$98,273 Land $18,809 Building $79,464
2023	$566.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 66% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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