2885 Harmony Hills Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2885 Harmony Hills Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1963
Lot Size	0.389 acres (16,945 sqft)
Owner	2 Individual Names on File
Last Sale	$290,605 (Feb 2023)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.02001050`

Property Details

APN / Parcel Number

Primary APN	`027.036.02001050`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	432 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Construction Type	Frame
Lot Area	16,945 sqft (0.389 acres)
Lot Dimensions	121 ft deep x 260 ft wide
Garage Type	Attached
Garage Area	288 sqft

Exterior Amenities

Porch	Stoop
Porch Area	120 sqft
Patio Area	311 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2885 HARMONY HILLS DR
City	ARNOLD
State	MO
Zip	63010-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	HARMONY HILLS MANOR LOT 23
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	HARMONY HILLS MANOR
Legal Block	2
Legal Lot Number	23
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2005
Census Tract	700113

Owner

2885 Harmony Hills Dr is owned and occupied by two individuals who bought it in February 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP
Jun 13, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Aug 5, 2019	Warranty Deed, Construction Loan · Construction Mortgage DRAPER DOUGLAS G L/TR (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	20233360
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Apr 20, 2026
Property Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536
Document Number	0000010318
Instrument Date	Apr 13, 2026
Instrument	202610318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536

Mortgage

Document Number	0000010318,
Date	Apr 20, 2026
Instrument	202610318

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 10, 2023
Property Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536
Document Number	0000003360
Map Reference	MB 31 PG 30
Instrument Date	Feb 6, 2023
Instrument	2023R-003360
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 ELK RIDGE DR, ARNOLD, MO 63010-3550

Mortgage

Document Number	0000003361
Date	Feb 10, 2023
Instrument	2023R-003361

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536
Document Number	0000021499
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	CLEAR TITLE GROUP LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2946 HARMONY HILLS DR ARNOLD MO 630102532, ARNOLD, MO 63010-2532

Mortgage

Document Number	0000021499
Date	Jun 19, 2020
Instrument	21499

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 18, 2019
Property Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536
Document Number	0000039731
Map Reference	MB 31 PG 30
Instrument Date	Dec 6, 2019
Instrument	2019R-039731
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1960 RICHARDSON RD, 1960, ARNOLD, MO 63010-3918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536

Mortgage

Document Number	0000039732
Date	Dec 18, 2019
Instrument	2019R-039732

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 5, 2019
Property Address	2885 HARMONY HILLS DR, ARNOLD, MO 63010-2536
Document Number	0000022945
Instrument Date	Jul 29, 2019
Instrument	22945
Transaction Type	Construction Loan
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12207 SUNSET TER ST LOUIS MO 631271445, ST LOUIS, MO 63127-1445

Mortgage

Document Number	22946
Date	Aug 5, 2019
Instrument	22946

Lender

Name	DRAPER DOUGLAS G L/TR (LT)
Address	PO BOX 295, HILLSBORO, MO 63050-0295

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 4, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2885 Harmony Hills Dr was $1,375, up 1.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,900 (-) Land $1,900 Building $18,000	$105,100 (-) Land $10,200 Building $94,900
2025	$1,375.00 (+1.48%)	$19,900 Land $1,900 Building $18,000	$105,100 (-) Land $10,200 Building $94,900
2024	$1,355.00 (+0.59%)		$105,100 (+5.1%) Land $10,200 Building $94,900
2023	$1,347.00	$19,000 Land $1,900 Building $17,100	$100,000 Land $10,200 Building $89,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2885 Harmony Hills Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2885 Harmony Hills Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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