2885 Apache Ct, The Villages, FL 32163 Property Records

Sumter County property record for 2885 Apache Ct, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,839 sqft · built 2014
Lot Size	0.125 acres (5,460 sqft)
Owner	Trust Name on Record
Last Sale	$320,000 (Jun 2017)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Apr 2022 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031923G03K040`

Property Details

APN / Parcel Number

Primary APN	`031923G03K040`
Alternative APNs	`G03K040` `1045750`

Interior

Building Area	1,839 sqft Living Area
Gross Area	2,547 sqft
1st Floor Area	1,839 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	5,460 sqft (0.125 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	289 sqft

Location & Zoning

Street Address	2885 APACHE CT
City	THE VILLAGES
State	FL
Zip	32163-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 THE VILLAGES OF SUMTER UNIT NO 224 PG 14 PGS 3-3I
Legal Range	23E
Legal Township	19S
Legal Section	3
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	40
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	4
Census Block	4093
Census Tract	911402

Owner

Source: Sumter County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2885 APACHE CT, THE VILLAGES, FL 32163-2690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS 1ST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Jan 30, 2014 · Amount on Record
Deed Document Number	201719467
Deed Book / Page	3267 / 277
Last Transfer Date	Mar 8, 2022
Transfer Doc	0042460573
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Apr 14, 2022
Property Address	2885 APACHE CT, THE VILLAGES, FL 32163-2690
Document Number	0042460573
Book / Page	4246 / 573
Map Reference	MB 14 PG 3&3A-3I
Instrument Date	Mar 8, 2022
Instrument	202260019320
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2885 APACHE CT, 2885, THE VILLAGES, FL 32163-2690

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2885 APACHE CT, THE VILLAGES, FL 32163-2690

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Nov 2, 2021
Property Address	2885 APACHE CT, THE VILLAGES, FL 32163-2690
Document Number	0041330781
Book / Page	4133 / 781
Map Reference	MB 14 PG 3&3A-3I
Instrument Date	Oct 8, 2021
Instrument	202160060066
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 APACHE CT, THE VILLAGES, FL 32163-2690

Mortgage

Document Number	0004133785
Date	Nov 2, 2021
Instrument	4133/785

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Oct 5, 2017
Property Address	2885 APACHE CT, THE VILLAGES, FL 32163-2690
Document Number	0033160573
Book / Page	003316 / 000573
Instrument Date	Sep 25, 2017
Instrument	60032583
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2885 APACHE CT THE VILLAGES FL 321632690, THE VILLAGES, FL 32163-2690

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 12, 2017
Property Address	2885 APACHE CT, THE VILLAGES, FL 32163-2690
Document Number	0032670277
Book / Page	3267 / 0277
Map Reference	MB14 PG3 3A-3I
Instrument Date	May 26, 2017
Instrument	201760019467
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 BOKEELIA PL, 1420, THE VILLAGES, FL 32163-2398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 N PARK AVE APT 403E, 403E, CHEVY CHASE, MD 20815-4579

Mortgage

Document Number	0032670278
Date	Jun 12, 2017
Instrument	3267/0278

Lender

Name	CITIZENS 1ST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+0.47%) Additional exemption filed	$331,260 (+5.98%)	$392,080 (-2.47%) Land $32,760 Building $359,320
2024	$5,106.00 (+4.78%)
2023	$4,873.00 (+1.48%) Additional exemption filed	$312,560 (+3%)	$402,020 (+4.28%) Land $21,840 Building $380,180
2022	$4,802.00 Homeowner's exemption	$303,460	$385,520 Land $21,790 Building $363,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 228 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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