Riverside County property record for 28840 Bay Ave, Moreno Valley, CA 92555
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,832 sqft · built 1977 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 2016) |
| Tax Bill | $4,624 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 478-210-058 |
| Primary APN | 478-210-058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | 478210036 |
|---|---|
| Street Address | 28840 BAY AVE |
| City | MORENO VALLEY |
| State | CA |
| Zip | 92555-8202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .73 ACRES M/L IN POR PAR C AND PAR 2 PM 031/067 PM 8582 |
| Legal Subdivision | PARCEL MAP NO 8582 |
| Legal Lot Number | C,2 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | PERRIS VALLEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 42624 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28840 BAY AVE, MORENO VALLEY, CA 92555-8202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST LENDING SOLUTIONS INC 1ST LENDING SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on Record |
| Deed Sale | Jun 6, 2016 · Amount on Record |
| Prior Sale | Nov 22, 2013 · Amount on Record |
| Deed Document Number | 2016230444 |
| Prior Transfer Date | Jun 1, 2016 |
| Prior Transfer Doc | 0000230444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 28840 BAY AVE, MORENO VALLEY, CA 92555-8202 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 28840 BAY AVE, MORENO VALLEY, CA 92555-8202 |
| Document Number | 0000289980 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023-0289980 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 28840 BAY AVE, MORENO VALLEY, CA 92555-8202 |
| Document Number | 0000664186 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 28840 BAY AVE MORENO VALLEY CA 925558202, MORENO VALLEY, CA 92555-8202 |
| Document Number | 0000664186 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 664186 |
| Name | 1ST LENDING SOLUTIONS INC 1ST LENDING SOLUTIONS INC |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, CA 92506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Moreno Valley City |
| Unified School District | Moreno Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,453 (+8.72%) Land $90,556 Building $348,897 | ||
| 2025 | $4,624.00 (+14.23%) Homeowner's exemption | $404,188 (+12.77%) Land $88,781 Building $315,407 | |
| 2023 | $4,048.00 (+1.96%) Homeowner's exemption | $358,411 Land $85,335 Building $273,076 | |
| 2022 | $3,970.00 | ||
| 2021 | $406,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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