2884 FM 549, Rockwall, TX 75032 Property Records

Rockwall County property record for 2884 FM 549, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,404 sqft · built 1996
Lot Size	2.27 acres (98,925 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Jan 2017)
Tax Bill	$8,719 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432400000006000R`

Property Details

APN / Parcel Number

Primary APN	`432400000006000R`
Alternative APNs	`R45253` `45253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	5,404 sqft Living Area
Gross Area	5,892 sqft
1st Floor Area	5,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,925 sqft
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	144 sqft
Porch	Covered Porch
Porch Area	1,073 sqft
Deck Area	279 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2884 FM 549
City	ROCKWALL
State	TX
Zip	75032-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOFLAND LAKE ESTATES #2, LOT 6, ACRES 2.271
Legal Subdivision	LOFLAND LAKE ESTATES #2
Legal Tract	6
Legal Lot Number	6
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2017
Census Tract	40512

Owner

2884 FM 549 is owned and occupied by two individuals who bought it in January 2017.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2884 FM 549, ROCKWALL, TX 75032-9112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Deed Document Number	20171643
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0000001643
Record Updated	Sep 20, 2026

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 30, 2017
Property Address	2884 FM 549, ROCKWALL, TX 75032-9112
Document Number	0000001643
Map Reference	CAB C SL251&252
Instrument Date	Jan 26, 2017
Instrument	20170000001643
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2884 FM 549, ROCKWALL, TX 75032-9112

Mortgage

Document Number	0000001644
Date	Jan 30, 2017
Instrument	20170000001644

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2884 FM 549 was $8,719 with a homeowner's exemption, up 1.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,240 (+5.55%) Land $294,125 Building $390,115	$684,240 (+1.89%) Land $294,125 Building $390,115
2025	$8,719.00 (+1.73%) Homeowner's exemption	$648,276	$671,523 Land $273,116 Building $398,407
2024	$8,571.00
2023		$566,780 Land $201,930 Building $364,850	$566,780 Land $201,930 Building $364,850
2021	$8,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2884 FM 549 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2884 FM 549 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100