28835 W Midway St, Cary, IL 60013 Property Records

Lake County property record for 28835 W Midway St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	1 ba · 950 sqft · built 1966
Lot Size	0.166 acres (7,222 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Mar 2022)
Tax Bill	$3,662 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-16-105-002`

Property Details

APN / Parcel Number

Primary APN	`13-16-105-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,190 sqft
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,222 sqft (0.166 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	127 sqft

Location & Zoning

Street Address	28835 W MIDWAY ST
City	CARY
State	IL
Zip	60013-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN CITY LOT 48
Legal Subdivision	ALLEN CITY
Legal Lot Number	48
Jurisdiction	LAKE IL
Township / Civil Division	CUBA
Census Block Group	2
Census Block	2021
Census Tract	864303

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28835 W MIDWAY ST, CARY, IL 60013-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 1, 2020	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	20227885926
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 16, 2022
Property Address	28835 W MIDWAY ST, CARY, IL 60013-9753
Document Number	0007885926
Map Reference	DOC 262949
Instrument Date	Feb 25, 2022
Instrument	7885926
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28835 W MIDWAY ST, CARY, IL 60013-9753

Mortgage

Document Number	0007885927
Date	Mar 16, 2022
Instrument	7885927

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	28835 W MIDWAY ST, CARY, IL 60013-9753
Document Number	0007672474
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28835 W MIDWAY ST CARY IL 600139753, CARY, IL 60013-9753

Mortgage

Document Number	0007672474
Date	Jul 10, 2020
Instrument	7672474

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Cuba Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,587 (+12.68%) Land $7,437 Building $45,150	$157,777 (+12.68%) Land $22,313 Building $135,464
2024	$3,662.00 (+3.01%)
2023	$3,555.00 (-0.67%)	$46,671 (+6.83%) Land $6,647 Building $40,024	$140,027 (+6.83%) Land $19,943 Building $120,084
2022	$3,579.00	$43,688 Land $7,520 Building $36,168	$131,077 Land $22,562 Building $108,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	61 (1979–2019)
Claims Outside the SFHA	6 of 61
Most Recent Claim	Sep 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 13 claims Severe Storms And Flooding, Jun 2008 · 7 claims Severe Storms & Flooding, Apr 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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