28831 Shady Pl, Laguna Beach, CA 92651 Property Records

Orange County property record for 28831 Shady Pl, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1975
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Mar 2003)
Tax Bill$10,390 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN641-146-05

Property Details

APN / Parcel Number

Primary APN641-146-05

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
Gross Area2,272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,000 sqft (0.092 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28831 SHADY PL
CityLAGUNA BEACH
StateCA
Zip92651-2080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 888 BLK LOT 58
Legal SubdivisionTRACT NO 888
Legal Tract888
Legal Lot Number58
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2004
Census Tract62632

Owner

28831 Shady Pl is owned and occupied by two individuals who bought it in March 2003.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28831 SHADY PL, LAGUNA BEACH, CA 92651-2080
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESICENTRAL LLC
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2003 · Amount on File
Deed SaleMar 12, 2003 · Amount on File
Prior SaleMar 31, 1994 · Amount on File
Deed Document Number2003271364
Prior Transfer DateMar 18, 1994
Prior Transfer Doc0000210022
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28831 SHADY PL, LAGUNA BEACH, CA 92651-2080
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address28831 SHADY PL, LAGUNA BEACH, CA 92651-2080

Mortgage

Document Number0000550778
DateSep 2, 2021
Instrument2021000550778
Lender
NameRESICENTRAL LLC
TypeNon-Lending Institution
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28831 SHADY PL, LAGUNA BEACH, CA 92651-2080
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address28831 SHADY PL, LAGUNA BEACH, CA 92651-2080

Mortgage

Document Number0000641247
DateNov 6, 2020
Instrument2020000641247
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 28831 Shady Pl was $10,390 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$945,463 (+2%) Land $730,755 Building $214,708
2025$10,390.00 Homeowner's exemption$926,925 Land $716,426 Building $210,499
2023$10,210.00 (+2.55%) Homeowner's exemption$890,932 Land $688,606 Building $202,326
2022$9,956.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28831 Shady Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28831 Shady Pl is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100

May also be available: GeoLinks, Verizon.

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