Burke County property record for 2883 Emerald Cir, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,072 sqft · built 1973 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2013) |
| Tax Bill | $1,430 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781121666 |
| Primary APN | 1781121666 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,072 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Hardwood |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 126,760 sqft (2.91 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 312 sqft |
|---|---|
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 192 sqft |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Old Parcel Number | 1781121666 |
|---|---|
| Street Address | 2883 EMERALD CIR |
| City | MORGANTON |
| State | NC |
| Zip | 28655-7928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXED USE DIST |
| Legal Description | 2883 EMERALD CIR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20304 |
Source: Burke County records · APN 1781121666
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2883 EMERALD CIR, MORGANTON, NC 28655-7928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 09, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on Record |
| Deed Sale | May 28, 2013 · Amount on Record |
| Prior Sale | Apr 24, 2007 |
| Deed Document Number | 0000208865 |
| Deed Book / Page | 2088 / 65 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2883 EMERALD CIR, MORGANTON, NC 28655-7928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2883 EMERALD CIR, MORGANTON, NC 28655-7928 |
| Document Number | 0027280157 |
|---|---|
| Date | Feb 05, 2024 |
| Book Page | 2728/157 |
| Instrument | 2024000929 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2883 EMERALD CIR, MORGANTON, NC 28655-7928 |
| Document Number | 0024180488 |
| Instrument Date | Jul 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2883 EMERALD CIR MORGANTON NC 286557928, MORGANTON, NC 28655-7928 |
| Document Number | 0024180488 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 002418/000488 |
| Instrument | 31015 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,430.00 (-0.49%) | $205,064 (+1.08%) Land $22,195 Building $182,869 | $205,064 (+1.08%) Land $22,195 Building $182,869 |
| 2023 | $1,437.00 | $202,877 Land $22,195 Building $180,682 | $202,877 Land $22,195 Building $180,682 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 39 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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