28823 SE Andy St, Boring, OR 97009 Property Records

Clackamas County property record for 28823 SE Andy St, Boring, OR 97009

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,842 sqft · built 2006
Lot Size	1.05 acres (46,080 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Sep 2019)
Tax Bill	$8,038 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14E31C 00216`

Property Details

APN / Parcel Number

Primary APN	`14E31C 00216`
Alternative APN	`05012208`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,842 sqft Living Area

Exterior

Year Built	Built 2006
Lot Area	46,080 sqft

Location & Zoning

Account Number	05012208
Street Address	28823 SE ANDY ST
City	BORING
State	OR
Zip	97009-7484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	PARTITION PLAT 2005-086 PARCEL 2 & PT PARCEL 1
Legal Range	04E
Legal Township	01S
Legal Section	31
Legal Quarter	SW
Legal Subdivision	PARTITION PLAT
Legal Lot Number	2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	SANDY
Census Block Group	2
Census Block	2021
Census Tract	23300

Owner

28823 SE Andy St is owned and occupied by two individuals who bought it in September 2019.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	28823 SE ANDY ST, BORING, OR 97009-7484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Sep 26, 2019	Correction Deed, Transfer FIDELITY NATIONAL TITLE-OR, FIDELITY NAT'L TITLE-OR
Sep 4, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2016	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	2019-059055
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28823 SE ANDY ST, BORING, OR 97009-7484
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011439
Date	Feb 2, 2021
Instrument	2021-011439

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28823 SE ANDY ST, BORING, OR 97009-7484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075599
Date	Nov 27, 2019
Instrument	2019-075599

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28823 SE ANDY ST, BORING, OR 97009-7484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034440
Date	May 12, 2020
Instrument	2020-034440

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28823 SE ANDY ST, BORING, OR 97009-7484
Document Number	0000059056
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28823 SE ANDY ST BORING OR 970097484, BORING, OR 97009-7484

Mortgage

Document Number	0000059056
Date	Sep 26, 2019
Instrument	59056

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 26, 2019
Property Address	28823 SE ANDY ST, BORING, OR 97009-7484
Document Number	0000059055
Instrument Date	Aug 29, 2019
Instrument	59055
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NAT'L TITLE-OR

Transaction

Amount	Amount on Record
Tax	$845.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28823 SE ANDY ST BORING OR 970097484, BORING, OR 97009-7484

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 4, 2019
Property Address	28823 SE ANDY ST, BORING, OR 97009-7484
Document Number	0000053544
Instrument Date	Aug 29, 2019
Instrument	2019-053544
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28823 SE ANDY ST, BORING, OR 97009-7484

Mortgage

Document Number	0000053545
Date	Sep 4, 2019
Instrument	2019-053545

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28823 SE ANDY ST, BORING, OR 97009-7484
Document Number	0000000269
Instrument Date	Sep 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 6, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28823 SE ANDY ST BORING OR 970097484, BORING, OR 97009-7484

Mortgage

Document Number	0000000269
Date	Jan 3, 2017
Instrument	269

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28823 SE Andy St was $8,038.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,038.00	$535,431	$1,055,757 Land $344,787 Building $710,970
2023	$7,486.00	$504,696	$1,009,951 Land $324,831 Building $685,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28823 SE Andy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28823 SE Andy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORING WATER DISTRICT NO 24 serves 2,500 people · EPA ID OR4100135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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