28820 Camp Run Rd, Bonner, MT 59823 Property Records

Missoula County property record for 28820 Camp Run Rd, Bonner, MT 59823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,988 sqft · built 1990
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$311,100 (Sep 2013)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0488435`

Property Details

APN / Parcel Number

Primary APN	`R0488435`
Alternative APNs	`04-2203-26-2-01-03-0000` `0005813570` `5813570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	182 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0005813570
Street Address	28820 CAMP RUN RD
City	BONNER
State	MT
Zip	59823-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S26, T13 N, R16 W, C.O.S. 1986, PARCEL 1A, IN NE4 NW4 NW4
Legal Range	16W
Legal Township	13N
Legal Section	26
Legal Subdivision	CERT/SURVEY 1986 #1-A
Legal Tract	1A
Legal Block	2
Legal Lot Number	1A
Jurisdiction	MISSOULA MT
Township / Civil Division	SEELEY LAKE-BLACKFOOT VALLEY
Census Block Group	2
Census Block	2012
Census Tract	1802

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28820 CAMP RUN RD, BONNER, MT 59823-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Apr 13, 2020	Deed of Trust, Mortgage OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	201319359
Deed Book / Page	920 / 125
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	28820 CAMP RUN RD, BONNER, MT 59823-8802
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010750096
Date	Apr 29, 2022
Book Page	1075/96
Instrument	202207738

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	28820 CAMP RUN RD, BONNER, MT 59823-8802
Document Number	0010290055
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28820 CAMP RUN RD BONNER MT 598238802, BONNER, MT 59823-8802

Mortgage

Document Number	0010290055
Date	Apr 17, 2020
Book Page	001029/000055
Instrument	7025

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Potomac Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,700 (-) Land $183,100 Building $397,600	$580,700 (-) Land $183,100 Building $397,600
2025	$3,144.00 (-15.94%)	$580,700 (+16.84%)	$580,700 (+16.84%) Land $183,100 Building $397,600
2023	$3,740.00	$497,020	$497,020 Land $164,200 Building $332,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Blackfoot Telephone Cooperative DSL	40 / 5
Verizon Fixed Wireless	25 / 6

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