Adams County property record for 2882 W 500 S, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,836 sqft · built 1999 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $500 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-31-100-004.000-009 |
| Primary APN | 01-08-31-100-004.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Heating System | Other |
|---|
| Account Number | 00154241087 |
|---|---|
| Street Address | 2882 W 500 S |
| City | BERNE |
| State | IN |
| Zip | 46711-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | PT N 491.84' MID 335' NW NW SEC 31 (2.5A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 30500 |
2882 W 500 S, a rural home, is owned and occupied by an individual.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2882 W 500 S, BERNE, IN 46711-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK |
| Dec 4, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage BANK OF GENEVA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 2882 W 500 S, BERNE, IN 46711-9722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001343 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021001343 |
| Name | FARMERS & MERCHANTS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 2882 W 500 S, BERNE, IN 46711-9722 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017004640 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 2017004640 |
| Name | BANK OF GENEVA |
|---|---|
| Type | Bank |
| Address | GENEVA, IN 46740 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 27, 2047 |
The 2025 property tax bill for 2882 W 500 S was $500 with a homeowner's exemption, up 5.3% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $500.00 (+5.26%) Homeowner's exemption | $104,100 Land $23,300 Building $80,800 | $104,100 Land $23,300 Building $80,800 |
| 2024 | $475.00 (-29%) | ||
| 2023 | $669.00 (-6.56%) | $96,700 (-7.29%) Land $23,000 Building $73,700 | $96,700 (-7.29%) Land $23,000 Building $73,700 |
| 2022 | $716.00 | $104,300 Land $22,500 Building $81,800 | $104,300 Land $22,500 Building $81,800 |
| 2020 | $627.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2882 W 500 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2882 W 500 S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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