Schenectady County and Schenectady City property record for 2882 Gibson St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1950 |
| Lot Size | 0.213 acres (9,300 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,326 (2026) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.61-2-3 |
| Primary APN | 421500 60.61-2-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,300 sqft (0.213 acres) |
| Lot Dimensions | 150 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2882 GIBSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 21802 |
2882 Gibson St is owned and occupied by an individual.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2882 GIBSON ST, SCHENECTADY, NY 12304-3634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 16, 2022 |
| Property Address | 2882 GIBSON ST, SCHENECTADY, NY 12304-3634 |
| Document Number | 0000049393 |
| Book / Page | 2093 / 142 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 202249393 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $678.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ALPINE DR # 21, 3, WAPPINGERS FALLS, NY 12590-5204 |
| Name | Verified Name |
|---|---|
| Address | 1 TRYON AVE, GLENVILLE, NY 12302-3623 |
The 2026 property tax bill for 2882 Gibson St was $5,326 with a homeowner's exemption, up 3.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,326.00 (+3.3%) Homeowner's exemption | ||
| 2025 | $5,156.00 | $114,200 Land $17,100 Building $97,100 | $189,104 Land $28,316 Building $160,788 |
| 2023 | $114,200 (-) Land $17,100 Building $97,100 | $144,557 (+3.8%) Land $21,646 Building $122,911 | |
| 2022 | $114,200 Land $17,100 Building $97,100 | $139,268 Land $20,854 Building $118,414 | |
| 2021 | $4,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2882 Gibson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2882 Gibson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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