28811 N Madison Ave, Wauconda, IL 60084 Property Records

Lake County property record for 28811 N Madison Ave, Wauconda, IL 60084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,230 sqft · built 1964
Lot Size	0.606 acres (26,402 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 1996)
Tax Bill	$3,277 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-203-009`

Property Details

APN / Parcel Number

Primary APN	`09-24-203-009`
Alternative APN	`09-24-203-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	2,499 sqft
1st Floor Area	1,230 sqft
Upper Floors Area	23 sqft
Basement Area	621 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,402 sqft (0.606 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	0924203009
Street Address	28811 N MADISON AVE
City	WAUCONDA
State	IL
Zip	60084-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT BARTLETTS HILLCREST LAKESITES SUB; LOT 4 & 5
Legal Subdivision	ROBERT BARTLETTS HILLCREST LAKESITES SUB
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2003
Census Tract	864208

Owner

28811 N Madison Ave is owned and occupied by an individual who acquired it in October 2003.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	28811 N MADISON AVE, WAUCONDA, IL 60084-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 1996 · Amount on File
Deed Sale	May 29, 1996 · Amount on File
Prior Sale	May 8, 1995 · Amount on File
Deed Document Number	19963830483
Last Transfer Date	Oct 17, 2003
Transfer Doc	0005438663
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	28811 N MADISON AVE, WAUCONDA, IL 60084-3217
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007865425
Date	Jan 25, 2022
Instrument	7865425

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,537 Land $25,498 Building $69,039	$283,640 Land $76,502 Building $207,138
2024	$3,277.00
2023		$80,951 (+17.85%) Land $21,834 Building $59,117	$242,878 (+17.86%) Land $65,509 Building $177,369
2022	$4,148.00	$68,687 Land $12,596 Building $56,091	$206,082 Land $37,792 Building $168,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28811 N Madison Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28811 N Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCONDA serves 15,349 people · EPA ID IL0971850
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20