28811 Kemptown Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 28811 Kemptown Rd, Damascus, MD 20872

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,544 sqft · built 1950
Lot Size1 acre (43,560 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Sep 2001)
Tax Bill$4,557 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-00926287

Property Details

APN / Parcel Number

Primary APN12-00926287
Alternative APN
  • 00926287

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area884 sqft
Basement Area660 sqft
Finished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft
Garage TypeDetached
Garage Area900 sqft
Parking Spaces3 Parking Spaces
Deck Area150 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00926287
Street Address28811 KEMPTOWN RD
CityDAMASCUS
StateMD
Zip20872-1381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionDAMASCUS DISTRICT
Legal SubdivisionLOCUST LEVEL
Legal Block1
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group1
Census Block1001
Census Tract700204

Owner

28811 Kemptown Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address28811 KEMPTOWN RD, DAMASCUS, MD 20872-1381
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Oct 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2001 · Amount on File
Deed SaleSep 7, 2001 · Amount on File
Prior SaleJun 19, 1998 · Amount on File
Deed Document Number2001217607
Deed Book / Page19646 / 190
Last Transfer DateAug 15, 2019
Transfer Doc0582710242
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address28811 KEMPTOWN RD, DAMASCUS, MD 20872-1381
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyAMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address28811 KEMPTOWN RD, DAMASCUS, MD 20872-1381

Mortgage

Document Number0626610160
DateApr 20, 2021
Book Page62661/160
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address28811 KEMPTOWN RD, DAMASCUS, MD 20872-1381
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0604170330
DateSep 1, 2020
Book Page60417/330
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address28811 KEMPTOWN RD, DAMASCUS, MD 20872-1381
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0590270101
DateFeb 11, 2020
Book Page59027/101
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY MD
Recording DateOct 9, 2019
Property Address28811 KEMPTOWN RD, DAMASCUS, MD 20872-1381
Document Number0582710242
Book / Page058271 / 000242
Instrument DateAug 15, 2019
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28811 KEMPTOWN RD DAMASCUS MD 208721381, DAMASCUS, MD 20872-1381

Tax Assessment & Valuation

The 2025 property tax bill for 28811 Kemptown Rd was $4,557, down 7.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,933 (+5.06%)$417,100 (-) Land $230,800 Building $186,300
2025$4,557.00 (-7.38%)$378,767$417,100 Land $230,800 Building $186,300
2024$4,920.00
2023$351,267$359,600 Land $219,900 Building $139,700
2022$3,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28811 Kemptown Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28811 Kemptown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on Kemptown Rd

Nearby Streets

Search Property Records by Address or Parcel Number