Macomb County property record for 28811 Joan St, Saint Clair Shores, MI 48081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,423 sqft · built 1960 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,221 (2025) |
| Deeds & Mortgages | May 2021 Transfer Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-16-258-031 |
| Primary APN | 09-14-16-258-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,039 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 5,837 sqft (0.134 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28811 JOAN ST |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48081-3238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | ROSEVILLE GARDENS SUBDIVISION (L7, P50) LOT 143 & THE S 10' OF LOT 144 |
| Legal Subdivision | ROSEVILLE GARDENS SUBDIVISION |
| Legal Lot Number | 143-144 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 250800 |
28811 Joan St is owned and occupied by an individual who acquired it in April 2021.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28811 JOAN ST, SAINT CLAIR SHORES, MI 48081-3238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Intrafamily Transfer, Transfer |
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2021 |
| Transfer Doc | 0002186953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 25, 2021 |
| Property Address | 28811 JOAN ST, SAINT CLAIR SHORES, MI 48081-3238 |
| Document Number | 2102186953 |
| Book / Page | 27738 / 896 |
| Map Reference | LB 7 PG 50 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 202102186953 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28811 JOAN ST, SAINT CLAIR SHORES, MI 48081-3238 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 28811 JOAN ST, SAINT CLAIR SHORES, MI 48081-3238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000138675 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 25737/831 |
| Instrument | 8138675 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 28811 Joan St was $3,221 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | Lake Shore Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,200 | $266,400 | |
| 2025 | $3,221.00 | ||
| 2023 | $110,000 | $220,000 | |
| 2022 | $2,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28811 Joan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 28811 Joan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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