28811 Bock St, Garden City, MI 48135 Property Records

Wayne County property record for 28811 Bock St, Garden City, MI 48135

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,029 sqft · built 1937
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Jul 2021)
Tax Bill$3,616 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN35 013 01 0081 000

Property Details

APN / Parcel Number

Primary APN35 013 01 0081 000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,029 sqft Living Area
1st Floor Area1,029 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleRanch
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions311 ft deep x 73.8 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address28811 BOCK ST
CityGARDEN CITY
StateMI
Zip48135-2873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13F81 LOT 81 FOLKERS GARDEN CITY ACRES SUB T2S R9E L46 P23 WCR
Legal SubdivisionFOLKERS GARDEN CITY ACRES
Legal Lot Number81
JurisdictionWAYNE MI
Township / Civil DivisionGARDEN CITY
Census Block Group2
Census Block2029
Census Tract569800

Owner

28811 Bock St is owned and occupied by an individual who bought it in July 2021.

Source: Wayne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address28811 BOCK ST, GARDEN CITY, MI 48135-2873
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Line of Credit
VIBE CU
Feb 17, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
EVERETT FINANCIAL INC
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Jan 7, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MICHIGAN STATE HOUSING DEV AUTHORITY
Jul 2, 2021Warranty Deed, Transfer
MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2021 · Amount on File
Deed SaleJul 2, 2021 · Amount on File
Deed Document Number2021270841
Deed Book / Page56852 / 996
Prior Transfer DateApr 25, 2014
Prior Transfer Doc0515090956
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address28811 BOCK ST, GARDEN CITY, MI 48135-2873
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28811 BOCK ST, GARDEN CITY, MI 48135-2873

Mortgage

Document Number0600771282
DateFeb 23, 2026
Book Page60077/1282
Instrument2026052393
Lender
NameVIBE CU
TypeCredit Union
AddressNOVI, MI 48377
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address28811 BOCK ST, GARDEN CITY, MI 48135-2873
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28811 BOCK ST, GARDEN CITY, MI 48135-2873

Mortgage

Document Number0564360043
DateFeb 17, 2021
Book Page56436/43
Instrument2021059386
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address28811 BOCK ST, GARDEN CITY, MI 48135-2873
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address14324 DEERING ST, LIVONIA, MI 48154-4681

Mortgage

Document Number0563220283
DateJan 7, 2021
Book Page56322/283
Instrument2021022919
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address28811 BOCK ST, GARDEN CITY, MI 48135-2873
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2811 BOCKS ST, GARDEN CITY, MI 48135

Mortgage

Document Number0563220297
DateJan 7, 2021
Book Page56322/297
Instrument2021022920
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateJul 2, 2021
Property Address28811 BOCK ST, GARDEN CITY, MI 48135-2873
Document Number0568520996
Book / Page56852 / 996
Map ReferenceLB 46 PG 23
Instrument DateDec 8, 2020
Instrument2021270841
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transaction

AmountAmount on Record
Tax$903.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28811 BOCK ST, 28811, GARDEN CITY, MI 48135-2873

Transferred To (Grantee/Buyer)

NameVerified Name
Address28811 BOCK ST, GARDEN CITY, MI 48135-2873

Tax Assessment & Valuation

The 2025 property tax bill for 28811 Bock St was $3,616 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityGarden City
Unified School DistrictGarden City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,200 (+5.18%)$162,400 (+5.18%)
2025$3,616.00 Homeowner's exemption$77,200$154,400
2023$61,600$123,200
2019$1,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28811 Bock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28811 Bock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDEN CITY
serves 27,625 people · EPA ID MI0002550
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2026
Lead16 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20

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