2881 Wildwind Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 2881 Wildwind Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,447 sqft · built 1989
Lot Size	1 acre (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$1,050,000 (Aug 2013)
Tax Bill	$15,089 (2025)
Deeds & Mortgages	Jul 2023 Transfer May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`519-270-14-00`

Property Details

APN / Parcel Number

Primary APN	`519-270-14-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,447 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	43,560 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	2881 WILDWIND DR
City	EL CAJON
State	CA
Zip	92019-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 14 TR 009491
Legal Subdivision	SAN DIEGO #3732
Legal Tract	009491
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2009
Census Tract	21305

Owner

2881 Wildwind Dr is owner-occupied and held in a trust since July 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Intrafamily Transfer, Transfer
May 26, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 28, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Oct 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2013 · Amount on File
Deed Sale	Aug 12, 2013 · Amount on File
Prior Sale	Mar 25, 2010 · Amount on File
Deed Document Number	2013504440
Last Transfer Date	Jul 6, 2023
Transfer Doc	0000179406
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2023
Property Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635
Document Number	0000179406
Map Reference	MAP 9491
Instrument Date	Jul 6, 2023
Instrument	2023-0179406
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635

Mortgage

Document Number	0000138021
Date	May 26, 2023
Instrument	2023-0138021

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000383783
Date	Aug 23, 2017
Instrument	2017-0383783

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293032
Date	Jun 28, 2017
Instrument	2017-0293032

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456166
Date	Oct 10, 2019
Instrument	2019-0456166

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 23, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2881 WILDWIND DR, EL CAJON, CA 92019-4635

Mortgage

Document Number	0000686327
Date	Sep 30, 2021
Instrument	2021-0686327

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2881 Wildwind Dr was $15,089 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,312,888 (+2%) Land $350,099 Building $962,789
2025	$15,089.00 Homeowner's exemption	$1,287,146 Land $343,235 Building $943,911
2023	$14,792.00 (+1.59%) Homeowner's exemption	$1,237,165 (+2%) Land $329,907 Building $907,258
2022	$14,561.00 Homeowner's exemption	$1,212,908 Land $323,439 Building $889,469

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2881 Wildwind Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2881 Wildwind Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

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