Warwick City property record for 2881 W Shore Rd, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1942 |
| Lot Size | 0.238 acres (10,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Dec 2024) |
| Tax Bill | $4,425 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34703860000 |
| Primary APN | 34703860000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,964 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 500 sqft |
| Game Room | Game Room |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,354 sqft (0.238 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 149902 |
|---|---|
| Street Address | 2881 W SHORE RD |
| City | WARWICK |
| State | RI |
| Zip | 02886-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 386 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21901 |
2881 W Shore Rd is owned and occupied by an individual who bought it in December 2024.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2881 W SHORE RD, WARWICK, RI 02886-5446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage TOTAL MORTGAGE SERVICES LLC |
| Dec 30, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Sep 15, 2017 | Warranty Deed, Transfer · FHA Mortgage COASTWAY COMMERCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Prior Sale | Sep 15, 2017 · Amount on File |
| Deed Book / Page | 10612 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 2881 W SHORE RD, WARWICK, RI 02886-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010843-159 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 10843/159 |
| Instrument | 1881 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 30, 2024 |
| Property Address | 2881 W SHORE RD, WARWICK, RI 02886-5446 |
| Document Number | 010612-284 |
| Book / Page | 10612 / 284 |
| Instrument Date | Dec 30, 2024 |
| Instrument | 13754 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2881 W SHORE RD, WARWICK, RI 02886-5446 |
| Document Number | 0000013755 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 13755 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 010612-298 |
|---|---|
| Date | Dec 30, 2024 |
| Book Page | 10612/298 |
| Instrument | 13756 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 15, 2017 |
| Property Address | 2881 W SHORE RD, WARWICK, RI 02886-5446 |
| Document Number | 8900-73 |
| Book / Page | 8900 / 73 |
| Instrument | 13625 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.22 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 89000075 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 08900/0075 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2047 |
The 2025 property tax bill for 2881 W Shore Rd was $4,425.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,425.00 | $348,400 Land $109,200 Building $239,200 | |
| 2024 | $352,450 | ||
| 2023 | $4,277.00 (+2.27%) | $301,400 (+34.98%) Land $94,900 Building $206,500 | |
| 2022 | $4,182.00 | $223,300 Land $68,300 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2881 W Shore Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 2881 W Shore Rd, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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