Allen County property record for 2881 Spencerville Rd, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1927 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Apr 2021) |
| Tax Bill | $1,564 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-0303-01-040.001 |
| Primary APN | 46-0303-01-040.001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,371 sqft (0.284 acres) |
| Lot Dimensions | 225 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 256 sqft |
| Patio Area | 180 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 2881 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 RTS 6-04-03 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11800 |
2881 Spencerville Rd is owned and occupied by an individual who bought it in April 2021.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2881 SPENCERVILLE RD, LIMA, OH 45805-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Warranty Deed, Transfer SUPERIOR CU INC |
| Feb 17, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on File |
| Deed Sale | Apr 28, 2021 · Amount on File |
| Prior Sale | Jan 1, 1979 · Amount on File |
| Deed Document Number | 20215704 |
| Deed Book / Page | 2021 / 5704 |
| Prior Transfer Date | Jun 27, 2017 |
| Prior Transfer Doc | 6270007079 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 28, 2021 |
| Property Address | 2881 SPENCERVILLE RD, LIMA, OH 45805-3675 |
| Document Number | 4280005704 |
| Book / Page | 2021 / 5704 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 202104280005704 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2881 SPENCERVILLE RD, LIMA, OH 45805-3675 |
| Document Number | 4280005705 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2021/5705 |
| Instrument | 202104280005705 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 17, 2021 |
| Property Address | 2881 SPENCERVILLE RD, LIMA, OH 45805-3675 |
| Document Number | 2170002076 |
| Book / Page | 2021 / 2076 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 202102170002076 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3131 HOPEWELL ST, LIMA, OH 45801-1743 |
The 2025 property tax bill for 2881 Spencerville Rd was $1,564, up 0.1% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,564.00 (+0.06%) | $32,100 (-) Land $3,710 Building $28,390 | $91,700 (-) Land $10,600 Building $81,100 |
| 2024 | $1,563.00 (+5.82%) Homeowner's exemption | $32,100 (+20.04%) Land $3,710 Building $28,390 | $91,700 Land $10,600 Building $81,100 |
| 2023 | $1,477.00 (-0.81%) Homeowner's exemption | $26,740 (-) Land $3,080 Building $23,660 | |
| 2022 | $1,489.00 Homeowner's exemption | $26,740 Land $3,080 Building $23,660 | |
| 2021 | $76,400 Land $8,800 Building $67,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2881 Spencerville Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 26 (1978–2019) |
| Claims Outside the SFHA | 6 of 26 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2881 Spencerville Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: TSC.
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