2881 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2881 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,159 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$382,000 (Dec 2021)
Tax Bill$6,969 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202631013700013110

Property Details

APN / Parcel Number

Primary APN202631013700013110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,159 sqft Heated Area
Gross Area2,833 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area169 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2881 NOTTEL DR
CitySAINT CLOUD
StateFL
Zip34772-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 311
Legal SubdivisionHANOVER LAKES PHS 4
Legal Phase4
Legal Lot Number311
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631013700013110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2881 NOTTEL DR, SAINT CLOUD, FL 34772-8765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 27, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Deed Document Number2021199691
Deed Book / Page6116 / 1856
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2881 NOTTEL DR, SAINT CLOUD, FL 34772-8765
Transaction TypeMortgage
Record UpdatedJan 10, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061422503
DateFeb 03, 2022
Book Page6142/2503
Instrument2022018321
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2021
Property Address2881 NOTTEL DR, SAINT CLOUD, FL 34772-8765
Document Number0061161856
Book / Page6116 / 1856
Map ReferenceMB 30 PG 97
Instrument DateNov 26, 2021
Instrument2021199691
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,674.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address2881 NOTTEL DRIVE, SAINT CLOUD, FL 34772-8765
InvestorPossibly a Property Investor

Mortgage

Document Number0061161872
DateDec 27, 2021
Instrument6116/1872
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,969.00 (+6.67%) Homeowner's exemption$362,524 (+5.99%)$404,600 (+1.4%) Land $100,000 Building $304,600
2023$6,533.00 (+4.51%) Homeowner's exemption$342,047 (+4.86%)$399,000 (+22.32%) Land $95,000 Building $304,000
2022$6,251.00 Homeowner's exemption$326,200 Land $80,000 Building $246,200$326,200 Land $80,000 Building $246,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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