2881 Harnish Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2881 Harnish Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Company Names on File
Last Sale	$375,000 (May 2024)
Tax Bill	$5,488 (2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-31-376-015`

Property Details

APN / Parcel Number

Primary APN	`19-31-376-015`

Exterior

Lot Area	6,969 sqft (0.16 acres)

Location & Zoning

Street Address	2881 HARNISH DR
City	ALGONQUIN
State	IL
Zip	60102-6859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0012466 LT 52 GRAND RESERVE RESUB MEMO: GARDINER, DIANNE M LIV TR/GARDINER, WAYNE J LIV TR
Legal Subdivision	GRAND RESERVE RESUB
Legal Lot Number	52
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3018
Census Tract	871206

Owner

Source: McHenry County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	11815 BLANCHARD CT, HUNTLEY, IL 60142-2476
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on File
Deed Sale	May 22, 2024 · Amount on File
Deed Document Number	202412466
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Apr 22, 2026
Property Address	2881 HARNISH DR, ALGONQUIN, IL 60102-6859
Document Number	0000010851
Instrument Date	Apr 17, 2026
Instrument	202610851
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	2881 HARNISH DR, ALGONQUIN, IL 60102-6859

Mortgage

Document Number	0000010851,
Date	Apr 22, 2026
Instrument	202610851

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,488.00	$83,554 (+4,007.87%) Land $12,336 Building $71,218	$250,662 (+4,007.87%) Land $37,008 Building $213,654
2022		$2,034 Land $2,034	$6,102 Land $6,102

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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