2881 E Lucca Dr, Meridian, ID 83642 Property Records

Ada County property record for 2881 E Lucca Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,736 sqft · built 2005
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5680360100`

Property Details

APN / Parcel Number

Primary APN	`R5680360100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	1,422 sqft
Upper Floors Area	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
Garage Type	Attached
Garage Area	1,126 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2881 E LUCCA DR
City	MERIDIAN
State	ID
Zip	83642-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 12 BLK 02 MESSINA VILLAGE SUB NO 02
Legal Range	01E
Legal Township	03N
Legal Section	29
Legal Subdivision	MESSINA VILLAGE SUB NO 02
Legal Block	02
Legal Lot Number	12
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1023
Census Tract	10341

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2881 E LUCCA DR, MERIDIAN, ID 83642-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Jun 26, 2018	Warranty Deed, Transfer NEXTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018
Deed Sale	Jun 26, 2018
Deed Document Number	201859157
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2881 E LUCCA DR, MERIDIAN, ID 83642-3011
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119027
Date	Sep 14, 2020
Instrument	2020-119027

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2881 E LUCCA DR, MERIDIAN, ID 83642-3011
Document Number	0000088221
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2881 E LUCCA DR MERIDIAN ID 836423011, MERIDIAN, ID 83642-3011

Mortgage

Document Number	0000088221
Date	Sep 17, 2018
Instrument	88221

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2028

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 26, 2018
Property Address	2881 E LUCCA DR, MERIDIAN, ID 83642-3011
Document Number	0000059157
Instrument Date	Jun 26, 2018
Instrument	59157
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	NEXTITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2881 E LUCCA DR MERIDIAN ID 836423011, MERIDIAN, ID 83642-3011

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,700 (-2.86%)	$610,700 (-2.86%)
2025	$2,270.00 (-5.3%) Homeowner's exemption	$628,700 (+8.58%)	$628,700 (+8.58%)
2024	$2,397.00 (-14.33%)
2023		$579,000 Land $192,800 Building $386,200	$579,000 Land $192,800 Building $386,200
2022	$2,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL	140 / 20

May also be available: Anthem Broadband, Verizon.

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