28809 Pine Creek Xing, Pine Valley, CA 91962 Property Records

San Diego County property record for 28809 Pine Creek Xing, Pine Valley, CA 91962

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,048 sqft · built 1981
Lot Size3.58 acres (156,380 sqft)
OwnerCompany Name on Record
Last Sale$516,000 (Apr 2017)
Tax Bill$4,363 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone A (high risk)
APN410-020-69-00

Property Details

APN / Parcel Number

Primary APN410-020-69-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,048 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area156,380 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28809 PINE CREEK XING
CityPINE VALLEY
StateCA
Zip91962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPAR 2 (EX ST) TR PM08874
Legal Tract8874
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group2
Census Block2014
Census Tract20902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address28809 PINE CREEK XING, PINE VALLEY, CA 91962
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 21, 2017Grant Deed, Transfer · Conventional Mortgage
SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Prior SaleAug 4, 2011 · Amount on Record
Deed Document Number2017179895
Prior Transfer DateNov 4, 2002
Prior Transfer Doc0001110491
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28809 PINE CREEK XING, PINE VALLEY, CA 91962-4043
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192180
DateApr 15, 2020
Instrument2020-0192180
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2017
Property Address28809 PINE CREEK XING, PINE VALLEY, CA 91962-4043
Document Number0000179895
Map ReferencePM8874
Instrument DateMar 3, 2017
Instrument2017-0179895
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATL TITLE CO SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address739 ANDERSON RD, AIEA, HI 96701-6109

Mortgage

Document Number0000179896
DateApr 21, 2017
Instrument2017-0179896
Lender
NameSKYLINE FINANCIAL CORP
TypeFunding / Finance Company
AddressAGOURA HILLS, CA 91301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$587,155 (+2%) Land $177,566 Building $409,589
2025$4,363.00 (+2.15%)$575,643 (+4.04%) Land $174,085 Building $401,558
2023$4,271.00 (-3.48%)$553,292 Land $167,326 Building $385,966
2022$4,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.4% of the US · above 96% of California
Wildfire Likelihood6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3
AT&T
DSL
10 / 1

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