Lake County property record for 28808 Tonawanda Ln, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,155 sqft · built 1990 |
| Lot Size | 0.379 acres (16,544 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,954 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R152132 |
| Primary APN | R152132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,155 sqft Living Area |
| 1st Floor Area | 1,803 sqft |
| Basement Area | 1,388 sqft |
| Finished Basement | 1,388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,544 sqft (0.379 acres) |
| Lot Dimensions | 176 ft deep x 94 ft wide |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 315 sqft |
| Deck Area | 442 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000001557 |
|---|---|
| Street Address | 28808 TONAWANDA LN |
| City | POLSON |
| State | MT |
| Zip | 59860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S33, T24 N, R20 W, ACRES 0.62, TR 3 H-645 LESS S 100 FT INGOV LOT 5 |
| Legal Range | 20W |
| Legal Township | 24N |
| Legal Section | 33 |
| Legal Tract | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 940306 |
28808 Tonawanda Ln is owned by an individual who acquired it in February 2025.
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1270 TROTTING HORSE LN, MISSOULA, MT 59804-9770 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2025 |
| Transfer Doc | 0000630647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 28808 TONAWANDA LN, POLSON, MT 59860 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1270 TROTTING HORSE LN, MISSOULA, MT 59804-9770 |
| Document Number | 0000634212 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 634212 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 26, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 28808 Tonawanda Ln was $13,954, up 29.6% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,954.00 (+29.65%) | $1,819,600 (-) | |
| 2025 | $10,763.00 | $1,819,600 | $1,819,600 Land $915,000 Building $904,600 |
| 2023 | $9,818.00 | $1,480,130 | $1,480,130 Land $781,600 Building $698,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28808 Tonawanda Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28808 Tonawanda Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 5 |
5G and 4G LTE (outdoors only)
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