28808 Platte River Plz, Waterloo, NE 68069 Property Records

Douglas County property record for 28808 Platte River Plz, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,160 sqft · built 1900
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Mar 2026)
Tax Bill	$971 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`3178-0000-22`

Property Details

APN / Parcel Number

Primary APN	`3178-0000-22`
Alternative APNs	`R2231780000` `2231780000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,288 sqft
Basement Area	680 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	268 sqft
Deck Area	249 sqft
Patio Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2231780000
Street Address	28808 PLATTE RIVER PLZ
City	WATERLOO
State	NE
Zip	68069-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOKOL CAMP ADD LOT 62 BLOCK 0 75 X 120
Legal Subdivision	SOKOL CAMP ADD
Legal Lot Number	62
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1055
Census Tract	7504

Owner

Source: Douglas County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28808 PLATTE RIVER PLZ, WATERLOO, NE 68069-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEBRASKA BANK
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage MUTUAL FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	202617406
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28808 PLATTE RIVER PLZ, WATERLOO, NE 68069-3026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049368
Date	Apr 15, 2021
Instrument	2021049368

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	STANTON, NE 68779

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 6, 2026
Property Address	28808 PLATTE RIVER PLZ, WATERLOO, NE 68069-3026
Document Number	0000017406
Instrument Date	Feb 25, 2026
Instrument	2026017406
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.88
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28808 PLATTE RIVER PLZ, WATERLOO, NE 68069-3026
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017407
Date	Mar 6, 2026
Instrument	2026017407

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 20, 2022
Property Address	28808 PLATTE RIVER PLZ, WATERLOO, NE 68069-3026
Document Number	0000104484
Instrument Date	Sep 28, 2022
Instrument	2022104484
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104485
Date	Oct 20, 2022
Instrument	2022104485

Lender

Name	MUTUAL FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,100 (-) Land $11,300 Building $85,800	$97,100 (-) Land $11,300 Building $85,800
2024	$971.00 (-24.02%)
2023	$1,278.00 (-10.88%)	$97,100 Land $11,300 Building $85,800	$97,100 Land $11,300 Building $85,800
2022	$1,434.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	179 units insured incl. 12 condo units
Nearby Flood Claims	128 (1978–2024)
Claims Outside the SFHA	3 of 128
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 81% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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