Shelby County property record for 2880 W Millcreek Rd, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,460 sqft · built 1964 |
| Lot Size | 0.405 acres (17,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Sep 2025) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2603156.014 |
| Primary APN | 02-2603156.014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 17,640 sqft (0.405 acres) |
| Lot Dimensions | 180 ft deep x 98 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 78 sqft |
| Patio Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|
| Street Address | 2880 W MILLCREEK RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 IN MILLCREEK SUB & BEING PT OF NW QR 010-26-03-156-014PLAT V5 P96 |
| Legal Subdivision | MILL CREEK SUBDIVISION |
| Legal Lot Number | 13 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 971900 |
2880 W Millcreek Rd is owned and occupied by an individual who bought it in September 2025.
Source: Shelby County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Sep 30, 2025 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 13, 2022 | Warranty Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP |
| May 14, 2019 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Prior Sale | Jul 14, 2025 · Amount on File |
| Deed Document Number | 20254817 |
| Deed Book / Page | 2328 / 530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Document Number | 002305/158 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 2305/158 |
| Instrument | 202107511 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 5, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Sep 30, 2025 |
| Property Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Document Number | 002328/530 |
| Book / Page | 2328 / 530 |
| Map Reference | MB 5 PG 96 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 202504817 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Document Number | 0202504818 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 202504818 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Jul 13, 2022 |
| Property Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Document Number | 002310/840 |
| Book / Page | 2310 / 840 |
| Map Reference | MB 5 PG 96 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 202203904 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Document Number | 0202203905 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 202203905 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | May 14, 2019 |
| Property Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Document Number | 002170/138 |
| Book / Page | 2170 / 138 |
| Map Reference | MB 5 PG 96 |
| Instrument Date | May 12, 2019 |
| Instrument | 201900002312 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2880 W MILLCREEK RD, SIDNEY, OH 45365-9509 |
| Document Number | 201900002313 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 201900002313 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 2880 W Millcreek Rd was $2,347, down 1.9% from the year before.
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 (-1.92%) | $64,670 (-) Land $10,120 Building $54,550 | |
| 2024 | $2,393.00 (+1.14%) Homeowner's exemption | $64,670 (-) Land $10,120 Building $54,550 | |
| 2023 | $2,366.00 (+51.09%) Homeowner's exemption | $64,670 (+73.33%) Land $10,120 Building $54,550 | $184,760 Land $28,910 Building $155,850 |
| 2022 | $1,566.00 Homeowner's exemption | $37,310 Land $8,920 Building $28,390 | |
| 2020 | $106,600 Land $25,480 Building $81,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2880 W Millcreek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2880 W Millcreek Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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