Santa Rosa County property record for 2880 Shoni Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,705 sqft · built 2009 |
| Lot Size | 0.273 acres (11,935 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $250,000 (May 2013) |
| Tax Bill | $2,631 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-2S-27-5635-00A00-0030 |
| Primary APN | 10-2S-27-5635-00A00-0030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,705 sqft Heated Area |
| Gross Area | 3,576 sqft |
| 1st Floor Area | 3,126 sqft |
| Utility Area | 6 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 11,935 sqft (0.273 acres) |
| Lot Dimensions | 2,100 ft deep x 590 ft wide |
| Garage Area | 421 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 102S27563500A000030 |
|---|---|
| Street Address | 2880 SHONI DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WATERSTONE BLK A LOT 3 AS DES IN OR 3247 PG 1979 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | WATERSTONE |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10820 |
The current owner of 2880 Shoni Dr bought it in May 2013.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2880 SHONI DR, NAVARRE, FL 32566-8017 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 6, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on File |
| Deed Sale | May 17, 2013 · Amount on File |
| Prior Sale | May 17, 2011 · Amount on File |
| Deed Document Number | 201326250 |
| Deed Book / Page | 3247 / 1979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2880 SHONI DR, NAVARRE, FL 32566-8017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2880 SHONI DR, NAVARRE, FL 32566-8017 |
| Document Number | 0041090571 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4109/571 |
| Instrument | 202127492 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2880 SHONI DR, NAVARRE, FL 32566-8017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038570001 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 3857/0001 |
| Instrument | 201934185 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,631.00 (+2.57%) Homeowner's exemption | $244,663 (+3%) | $387,082 (+0.71%) Land $50,000 Building $337,082 |
| 2023 | $2,565.00 (+2.72%) Homeowner's exemption | $237,537 (+3%) | $384,341 (+8.45%) Land $50,000 Building $334,341 |
| 2022 | $2,497.00 Homeowner's exemption | $230,618 | $354,379 Land $45,000 Building $309,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2880 Shoni Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 311 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 311 in force |
| Nearby Flood Claims | 49 (1995–2020) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2880 Shoni Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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