2880 Needmore Rd, Woodleaf, NC 27054 Property Records

Rowan County property record for 2880 Needmore Rd, Woodleaf, NC 27054

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,436 sqft · built 1922
Lot Size	4.31 acres (187,744 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2026)
Tax Bill	$616 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`707 011`

Property Details

APN / Parcel Number

Primary APN	`707 011`
Alternative APN	`6203867`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Lot Area	187,744 sqft (4.31 acres)
Garage Type	Detached
Garage Area	520 sqft
Porch	Porch
Porch Area	366 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	2880 NEEDMORE RD
City	WOODLEAF
State	NC
Zip	27054-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.31AC
Legal Subdivision	RONNIE L GETTINGER
Jurisdiction	ROWAN NC
Township / Civil Division	SCOTCH IRISH
Census Block Group	2
Census Block	2012
Census Tract	51903

Owner

2880 Needmore Rd is owned by two individuals who bought it in September 2026.

Source: Rowan County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2860 NEEDMORE RD, WOODLEAF, NC 27054-9786
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 26, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Book / Page	1490 / 808
Prior Transfer Date	Mar 3, 2004
Prior Transfer Doc	1001000917
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 14, 2026
Property Address	2880 NEEDMORE RD, WOODLEAF, NC 27054-9786
Document Number	1490000808
Book / Page	1490 / 808
Instrument Date	Sep 14, 2026
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE AGENCY, LM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 NEEDMORE RD, WOODLEAF, NC 27054-9786

Mortgage

Document Number	1490000809,
Date	Sep 14, 2026
Book Page	1490/809

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 26, 2020
Property Address	2880 NEEDMORE RD, WOODLEAF, NC 27054-9786
Document Number	0013550253
Book / Page	1355 / 253
Instrument Date	Aug 25, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	STATEWIDE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 LASH DR # DR202A, 315, SALISBURY, NC 28147-9152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2860 NEEDMORE RD, WOODLEAF, NC 27054-9786

Mortgage

Document Number	0001355254
Date	Aug 26, 2020
Instrument	1355/254

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2880 Needmore Rd was $616.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$616.00	$92,073 Land $59,920 Building $32,153	$92,073 Land $59,920 Building $32,153
2023	$616.00	$92,073 Land $59,920 Building $32,153	$92,073 Land $59,920 Building $32,153

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2880 Needmore Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2880 Needmore Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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