2880 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 2880 Lake Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	3,249 sqft · built 1997
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`176-02-06-160`

Property Details

APN / Parcel Number

Primary APN	`176-02-06-160`
Alternative APNs	`0176 02 06 1600` `13337`

Interior

Stories	1 Story
Building Area	3,249 sqft Gross Area
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	33,106 sqft (0.76 acres)
Deck Area	594 sqft

Location & Zoning

Account Number	13337
Street Address	2880 LAKE RD
City	RIDGEWAY
State	SC
Zip	29130-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LAKE WATEREE
Legal Lot Number	160
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	970401

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2880 LAKE RD, RIDGEWAY, SC 29130-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Feb 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2015
Deed Sale	May 21, 2015
Deed Book / Page	3382 / 279
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2880 LAKE RD, RIDGEWAY, SC 29130-9663
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002189
Date	Mar 16, 2023
Book Page	4911/74
Instrument	202300002189

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2880 LAKE RD, RIDGEWAY, SC 29130-9663
Document Number	0000006781
Book / Page	003739 / 000270
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 LAKE RD RIDGEWAY SC 291309663, RIDGEWAY, SC 29130-9663

Mortgage

Document Number	0000006781
Date	Aug 22, 2017
Book Page	003739/000270
Instrument	6781

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 21, 2042

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 17, 2017
Property Address	2880 LAKE RD, RIDGEWAY, SC 29130-9663
Document Number	0000001276
Book / Page	003652 / 000070
Instrument Date	Feb 17, 2017
Instrument	1276
Transaction Type	Transfer
Record Updated	Mar 3, 2017

Transaction

Amount	Amount Recorded
Tax	$758.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2880 LAKE RD RIDGEWAY SC 291309663, RIDGEWAY, SC 29130-9663

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (-0.62%)	$304,500 (-0.16%) Land $175,000 Building $129,500	$304,500 (-0.16%)
2023	$1,788.00	$305,000 Land $175,000 Building $130,000	$305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures