2880 FM 2194, Celeste, TX 75423 Property Records

Hunt County property record for 2880 FM 2194, Celeste, TX 75423

Property Summary

Property Type	Rural Home
Details	2,754 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,434 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0315-C150-0020-21`

Property Details

APN / Parcel Number

Primary APN	`0315-C150-0020-21`
Alternative APN	`R110374`

Interior

Stories	2 Stories
Building Area	2,754 sqft Living Area
1st Floor Area	1,812 sqft
2nd Floor Area	942 sqft

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	366 sqft
Deck Area	700 sqft
Patio Area	700 sqft
Utility Building	480 sqft

Location & Zoning

Account Number	R110374
Street Address	2880 FM 2194
City	CELESTE
State	TX
Zip	75423-5726
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0315 FREEMAN JOSEPH D,TRACT C15-2, ACRES 2.0
Legal Subdivision	FREEMAN JOSEPH D
Legal Tract	C15-2
Jurisdiction	HUNT TX
Township / Civil Division	CELESTE
Census Block Group	3
Census Block	3007
Census Tract	960300

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2880 FM 2194, CELESTE, TX 75423-5726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN NAT'L BK/TX
Jun 25, 2020	Deed of Trust, Mortgage AMERICAN NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2880 FM 2194, CELESTE, TX 75423-5726
Document Number	0000016399
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2880 FM 2194 CELESTE TX 754235726, CELESTE, TX 75423-5726

Mortgage

Document Number	0000016399
Date	Sep 29, 2020
Instrument	16399

Lender

Name	AMERICAN NAT'L BK/TX
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2880 FM 2194, CELESTE, TX 75423-5726
Document Number	0000010352
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2886 FM 2194 CELESTE TX 75423, CELESTE, TX 75423

Mortgage

Document Number	0000010352
Date	Jun 30, 2020
Instrument	10352

Lender

Name	AMERICAN NAT'L BK/TX
Type	Bank
Address	TERRELL, TX 75160

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 29, 2030

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Celeste Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$495,000 (+0.2%) Land $31,608 Building $463,392	$495,000 (+0.2%) Land $31,608 Building $463,392
2024	$6,434.00 (-5.47%)
2023		$494,000 Land $33,280 Building $460,720	$494,000 Land $33,280 Building $460,720
2022	$6,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO BASIN SUD serves 14,748 people · EPA ID TX1160029
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2194

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