288 Whisper Ridge Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 288 Whisper Ridge Dr, Bigfork, MT 59911

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	0.194 acres (8,494 sqft)
Owner	Individual Name on Record
Tax Bill	$1,146 (2023)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R623888`

Property Details

APN / Parcel Number

Primary APN	`R623888`
Alternative APNs	`07-3835-36-4-24-21-0000` `0000505109`

Exterior

Lot Area	8,494 sqft (0.194 acres)

Location & Zoning

Account Number	0000505109
Street Address	288 WHISPER RIDGE DR
City	BIGFORK
State	MT
Zip	59911-3786
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	WHISPER RIDGE, S36, T27 N, R20 W, LOT 13, ACRES 0.195
Legal Range	20
Legal Township	27
Legal Section	36
Legal Quarter	SE
Legal Subdivision	WHISPER RIDGE
Legal Lot Number	13
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2003
Census Tract	1304

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	24609 N 84TH ST, SCOTTSDALE, AZ 85255-2821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021
Deed Sale	Jan 8, 2021
Deed Document Number	202100000891
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	288 WHISPER RIDGE DR, BIGFORK, MT 59911-3786
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300022483
Date	Dec 19, 2023
Instrument	202300022483

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 10, 2039

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 10, 2029
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	12.7%
Index	5-Year CMT
Max Rate	17.7%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 8, 2021
Property Address	288 WHISPER RIDGE DR, BIGFORK, MT 59911-3786
Document Number	202100000891
Instrument Date	Jan 6, 2021
Instrument	202100000891
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24609 N 84TH ST, SCOTTSDALE, AZ 85255-2821

Mortgage

Document Number	202100000892
Date	Jan 8, 2021
Instrument	202100000892

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 10, 2024

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,146.00	$153,494	$153,494 Land $153,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 70% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Montana CommunityTel.

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