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288 W Bay Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 288 W Bay Rd, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,596 sqft · built 1920
Lot Size0.38 acres (16,553 sqft)
Owner2 Company Names on File
Tax Bill$17,123 (2025)
Deeds & MortgagesJul 2018 Transfer
Jan 2018 Mortgage
Flood ZoneZone AE (high risk)
APNOSTE M:116 L:024

Property Details

APN / Parcel Number

Primary APNOSTE M:116 L:024
Alternative APN
  • 55932

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,596 sqft Living Area
Gross Area4,571 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number55932
Street Address288 W BAY RD
CityOSTERVILLE
StateMA
Zip02655-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Lot Number24
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1007
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City records · APN OSTE M:116 L:024

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address256 BEACON ST, 3, BOSTON, MA 02116-1213
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 24, 2018Quit Claim Deed, Transfer
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2018
Deed SaleJul 13, 2018
Prior SaleJan 24, 2018
Deed Document Number201833975
Deed Book / Page31401 / 317
Transfer Doc31401-317
Record UpdatedSep 20, 2026

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJul 13, 2018
Property Address288 W BAY RD, OSTERVILLE, MA 02655-2428
Document Number31401-317
Book / Page031401 / 000317
Instrument DateJul 10, 2018
Instrument33975
Transaction TypeTransfer
Record UpdatedJul 31, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 BEACON ST #3 BOSTON MA 021161213, 3, BOSTON, MA 02116-1213

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJan 24, 2018
Property Address288 W BAY RD, OSTERVILLE, MA 02655-2428
Document Number31042-75
Book / Page31042 / 75
Instrument3829
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$123.75
Amount AccuracyNon-Arm's Length Transaction
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 BEACON ST APT 3, 3, BOSTON, MA 02116-1213

Mortgage

Document Number31042-78
DateJan 24, 2018
Book Page31042/78
Instrument3830
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount Recorded
Term180 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,123.00 (+3.58%)$2,116,600 (-) Land $1,486,300 Building $630,300$2,071,000
2024$16,531.00 (+16.17%)$2,116,600 (+24.05%) Land $1,486,300 Building $630,300
2023$14,230.00$1,706,200 Land $1,170,100 Building $536,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010130021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 96 policies
Nearby Flood Policies96 in force
Nearby Flood Claims18 (1991–2018)
Claims Outside the SFHA5 of 18
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 6 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4020002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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