288 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 288 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.196 acres (8,538 sqft)
Owner	Company Name on Record
Last Sale	$1,550,000 (Sep 2018)
Tax Bill	$28,748 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00063-01-00003`

Property Details

APN / Parcel Number

Primary APN	`13-00063-01-00003`
Alternative APNs	`1300063000100003` `1300063A00003`

Interior

Units	14 Units
Stories	2 Stories

Exterior

Exterior Material	Brick
Construction Type	Brick
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	97 ft deep x 88 ft wide

Location & Zoning

Old Parcel Number	1300063A00003
Street Address	288 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1120
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	88X97 0.1959
Legal Subdivision	BOROUGH/EDGEWATER
Legal Block	63.01
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75 GORGE RD, EDGEWATER, NJ 07020-1042
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage MARINERS BANK
Jul 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage MARINERS BANK
Sep 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	201818-065608
Deed Book / Page	3052 / 1494
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	288 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1120
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SUNNYSIDE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MYRTLE AVE, EDGEWATER, NJ 07020-1406

Mortgage

Document Number	0038950024
Date	Jan 5, 2021
Book Page	3895/24
Instrument	21-000803

Lender

Name	MARINERS BANK
Type	Bank
Address	EDGEWATER, NJ 07020

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	288 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1120
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SUNNYSIDE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MYRTLE AVE, EDGEWATER, NJ 07020-1406

Mortgage

Document Number	0036430049
Date	Jul 16, 2020
Book Page	3643/49
Instrument	20-065601

Lender

Name	MARINERS BANK
Type	Bank
Address	EDGEWATER, NJ 07020

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 14, 2018
Property Address	288 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1120
Document Number	0030521494
Book / Page	3052 / 1494
Instrument Date	Aug 30, 2018
Instrument	00018-065608
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MYRTLE AVE, EDGEWATER, NJ 07020-1406

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,761,800 (+0.81%) Land $438,400 Building $1,323,400	$1,761,800 (+0.81%) Land $438,400 Building $1,323,400
2025	$28,748.00 (+4.52%)	$1,747,600 (+2.03%) Land $419,900 Building $1,327,700	$1,747,600 (+2.03%) Land $419,900 Building $1,327,700
2024	$27,506.00 (+8.45%)
2023		$1,712,800 Land $380,700 Building $1,332,100	$1,712,800 Land $380,700 Building $1,332,100
2022	$25,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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