288 Suttles Rd, Franklin, NC 28734 Property Records

Macon County property record for 288 Suttles Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,708 sqft · built 2009
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Tax Bill	$1,025 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7504757065`

Property Details

APN / Parcel Number

Primary APN	`7504757065`
Alternative APNs	`0351713` `115969`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Heated Area
1st Floor Area	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	24,829 sqft (0.57 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	115969
Street Address	288 SUTTLES RD
City	FRANKLIN
State	NC
Zip	28734-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CULLASAJA OFF RD 1567
Legal Subdivision	AMANDA MAJERUS
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	2
Census Block	2032
Census Tract	970400

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	288 SUTTLES RD, FRANKLIN, NC 28734-3736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL
Jul 9, 2018	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Dec 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 4, 2021
Transfer Doc	00L41/1598
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	May 5, 2026
Property Address	288 SUTTLES RD, FRANKLIN, NC 28734-3736
Document Number	0000002745
Book / Page	44 / 1607
Instrument Date	Apr 28, 2026
Instrument	20262745
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	288 SUTTLES RD, FRANKLIN, NC 28734-3736

Mortgage

Document Number	0000002745,
Date	May 5, 2026
Book Page	44/1607
Instrument	20262745

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	288 SUTTLES RD, FRANKLIN, NC 28734-3736
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R38/1027
Date	Jul 9, 2018
Book Page	R-38/1027
Instrument	2018004604

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Amount	Amount Recorded
Term	33 Months
Due	Apr 14, 2021

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	288 SUTTLES RD, FRANKLIN, NC 28734-3736
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I39/2042
Date	Aug 5, 2019
Book Page	I-39/2042
Instrument	2019005044

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2049

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Dec 3, 2021
Property Address	288 SUTTLES RD, FRANKLIN, NC 28734-3736
Document Number	00L41/1598
Book / Page	L-41 / 1598
Map Reference	CARD 6144
Instrument Date	Aug 4, 2021
Instrument	2021011362
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	288 SUTTLES RD, FRANKLIN, NC 28734-3736

Mortgage

Document Number	2021011363
Date	Dec 3, 2021
Instrument	2021011363

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,630 (-) Land $29,560 Building $255,070	$284,630 (-) Land $29,560 Building $255,070
2025	$1,025.00 (+1.18%)	$284,630 (-) Land $29,560 Building $255,070	$284,630 (-) Land $29,560 Building $255,070
2023	$1,013.00	$284,630 Land $29,560 Building $255,070	$284,630 Land $29,560 Building $255,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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