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288 Ruggs Path, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 288 Ruggs Path, Sag Harbor, NY 11963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,489 sqft · built 2012
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Jun 1999)
Tax Bill$8,322 (2020)
Deeds & MortgagesJul 2023 Line of Credit
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN0900-014.00-01.00-071.004

Property Details

APN / Parcel Number

Primary APN0900-014.00-01.00-071.004
Alternative APNs
  • 473689 014.000-0001-071.004
  • 368901400000010710040000
  • 473600128750

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,489 sqft Living Area
1st Floor Area2,489 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area72,310 sqft
View / LotBelow Average
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area388 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Street Address288 RUGGS PATH
CitySAG HARBOR
StateNY
Zip11963-2204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR200
Legal Description88 EQ +2400
Legal Block1
Legal Lot Number71
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group3
Census Block3001
Census Tract190711

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address79 MUNSEY RD, EMERSON, NJ 07630-1513
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Sep 21, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 1999 · Amount on Record
Deed SaleJun 25, 1999 · Amount on Record
Deed Book / Page11971 / 516
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address288 RUGGS PATH, SAG HARBOR, NY 11963-2204
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235200390
DateJul 14, 2023
Book Page23520/390
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateSep 21, 2018
Property Address288 RUGGS PATH, SAG HARBOR, NY 11963-2204
Document Number0129790432
Book / Page012979 / 000432
Instrument DateAug 22, 2018
Transaction TypeTransfer
Record UpdatedNov 26, 2018

Transaction

AmountAmount Recorded
Tax$5,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address79 MUNSEY RD EMERSON NJ 076301513, EMERSON, NJ 07630-1513

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
Unified School DistrictSag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,246,000 (-) Land $727,400 Building $518,600
2024$1,977,778 (+10.32%) Land $1,154,603 Building $823,175
2023$1,246,000 Land $727,400 Building $518,600$1,792,806 Land $1,046,619 Building $746,187
2020$8,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area		940 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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