288 River Front Dr, Hayesville, NC 28904 Property Records

Clay County property record for 288 River Front Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1981
Lot Size	4.13 acres (179,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2020)
Tax Bill	$1,145 (2026)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`556000206626`

Property Details

APN / Parcel Number

Primary APN	`556000206626`
Alternative APN	`618910000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,160 sqft Heated Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	179,903 sqft (4.13 acres)

Location & Zoning

Account Number	618910000
Street Address	288 RIVER FRONT DR
City	HAYESVILLE
State	NC
Zip	28904-4887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 4 UNREC PLAT
Legal Subdivision	R A HATHAWAY & ASSOCIATES
Legal Lot Number	2,4
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1023
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 RIVER FRONT DR, HAYESVILLE, NC 28904-4887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	May 7, 2015 · Amount on Record
Deed Document Number	20202757
Deed Book / Page	445 / 171
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 26, 2020
Property Address	288 RIVER FRONT DR, HAYESVILLE, NC 28904-4887
Document Number	445/171
Book / Page	445 / 171
Instrument Date	Oct 14, 2020
Instrument	2020002757
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 DEER HAVEN DR, MADISON, MS 39110-8013

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,145.00 (-10.69%)	$337,200 (+34.02%) Land $83,800 Building $253,400	$337,200 (+34.02%) Land $83,800 Building $253,400
2025	$1,282.00 (+10.8%)	$251,600 (-) Land $80,300 Building $171,300	$251,600 (-) Land $80,300 Building $171,300
2023	$1,157.00	$251,600 Land $80,300 Building $171,300	$251,600 Land $80,300 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Front Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures