288 Pebble Beach Dr, Monroe, MI 48162 Property Records

Monroe County property record for 288 Pebble Beach Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,305 sqft · built 2001
Lot Size	66 acres (2,874,960 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (May 2019)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-774-074-00`

Property Details

APN / Parcel Number

Primary APN	`07-774-074-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,305 sqft Living Area
1st Floor Area	2,283 sqft
Basement Area	2,283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Lot Area	2,874,960 sqft (66 acres)
Lot Dimensions	192 ft deep x 154 ft wide
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	288 PEBBLE BEACH DR
City	MONROE
State	MI
Zip	48162-8862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D-RESIDE
Legal Description	SEC 26 T6S R9E NW 1/4 (.66 AC) CYPRESS POINTE ESTATES LOT 74
Legal Range	09E
Legal Township	06S
Legal Section	26
Legal Subdivision	CYPRESS POINTE ESTATES
Legal Lot Number	74
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	6
Census Block	6002
Census Tract	831400

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	288 PEBBLE BEACH DR, MONROE, MI 48162-8862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit MORTGAGEE DIRECTIONS CU
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
May 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	Nov 5, 2002 · Amount on Record
Deed Document Number	20197269
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	288 PEBBLE BEACH DR, MONROE, MI 48162-8862
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 PEBBLE BEACH DR, MONROE, MI 48162-8862

Mortgage

Document Number	0000015671
Date	Sep 22, 2025
Instrument	2025R15671

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	288 PEBBLE BEACH DR, MONROE, MI 48162-8862
Document Number	0000018431
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 PEBBLE BEACH DR MONROE MI 481628862, MONROE, MI 48162-8862

Mortgage

Document Number	0000018431
Date	Sep 9, 2020
Instrument	18431

Lender

Name	MORTGAGEE DIRECTIONS CU
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 8, 2030

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 2, 2019
Property Address	288 PEBBLE BEACH DR, MONROE, MI 48162-8862
Document Number	2019R07269
Map Reference	LB 19 PG 44-52
Instrument Date	Apr 30, 2019
Instrument	2019R07269
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,829.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 WELLS RD, PETERSBURG, MI 49270-9397

Mortgage

Document Number	0000007270
Date	May 2, 2019
Instrument	2019R07270

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	288 PEBBLE BEACH DR, MONROE, MI 48162-8862
Document Number	0000010984
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 PEBBLE BEACH DR MONROE MI 481628862, MONROE, MI 48162-8862

Mortgage

Document Number	0000010984
Date	May 22, 2017
Instrument	10984

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,900 (+1.93%)	$411,800 (+1.93%)
2025	$2,072.00 (-61.18%) Homeowner's exemption
2023	$5,338.00 Homeowner's exemption	$202,000	$404,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Broadband, Verizon.

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