288 Millstone Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 288 Millstone Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,004 sqft · built 1987
Lot Size0.273 acres (11,909 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (May 2021)
Tax Bill$9,327 (2025)
Deeds & MortgagesApr 2022 Mortgage
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-6613-3

Property Details

APN / Parcel Number

Primary APNC62-000-741-6613-3
Alternative APNs
  • 12-28-15-00505-000-0410
  • 281512005050000410
  • 152812005050000410
  • R127795

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,970 sqft
1st Floor Area2,004 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,909 sqft (0.273 acres)
Lot Dimensions109 ft deep x 102 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area348 sqft
Deck AreaDeck Area
Patio Area150 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR127795
Street Address288 MILLSTONE DR
CityPALM HARBOR
StateFL
Zip34683-4836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionALLENS RIDGE - UNIT 1 LOT 41
Legal Range15E
Legal Township28S
Legal Section12
Legal SubdivisionALLENS RIDGE - UNIT 1
Legal Tract505
Legal Lot Number41
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4002
Census Tract27207

Owner

288 Millstone Dr is owned and occupied by an individual who acquired it in April 2022.

Source: Pinellas County records, as of January 16, 2026

Owner of RecordIndividual Name on File
Mailing Address288 MILLSTONE DR, PALM HARBOR, FL 34683-4836
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
M & T BANK
May 28, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on File
Deed SaleMay 28, 2021 · Amount on File
Deed Document Number2021178707
Deed Book / Page21557 / 2525
Last Transfer DateApr 1, 2022
Transfer Doc0220401168
Record UpdatedJun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateApr 29, 2022
Property Address288 MILLSTONE DR, PALM HARBOR, FL 34683-4836
Document Number0220401168
Book / Page22040 / 1168
Map ReferenceMB 92 PG 51-53
Instrument DateApr 1, 2022
Instrument2022136117
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address288 MILLSTONE DR, 288, PALM HARBOR, FL 34683-4836

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 MILLSTONE DR, PALM HARBOR, FL 34683-4836

Mortgage

Document Number0220401171
DateApr 29, 2022
Instrument22040/1171
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMay 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8%
IndexOther
Margin3
Max Rate8%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 28, 2021
Property Address288 MILLSTONE DR, PALM HARBOR, FL 34683-4836
Document Number0215572525
Book / Page21557 / 2525
Map ReferenceMB 92 PG 51-53
Instrument DateMay 17, 2021
Instrument2021178707
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanySTAR TITLE PARTNERS/PALM HARBOR, STAR TTL PARTNERS OF PALM HA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1730 VIRGINIA AVE, 1730, PALM HARBOR, FL 34683-4840

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 MILLSTONE DR, PALM HARBOR, FL 34683-4836

Mortgage

Document Number215572527
DateMay 28, 2021
Instrument21557/2527
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMar 17, 2021
Property Address288 MILLSTONE DR, PALM HARBOR, FL 34683-4836
Document Number0214401769
Book / Page21440 / 1769
Map ReferenceMB 92 PG 51-53
Instrument DateMar 17, 2021
Instrument2021087966
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address288 MILLSTONE DR, 288, PALM HARBOR, FL 34683-4836

Transferred To (Grantee/Buyer)

NameVerified Name
Address1730 VIRGINIA AVE, PALM HARBOR, FL 34683-4840

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateAug 20, 2018
Property Address288 MILLSTONE DR, PALM HARBOR, FL 34683-4836
Document Number0201731303
Book / Page020173 / 001303
Instrument DateAug 17, 2018
Instrument265891
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address288 MILLSTONE DR PALM HARBOR FL 346834836, PALM HARBOR, FL 34683-4836

Tax Assessment & Valuation

The 2025 property tax bill for 288 Millstone Dr was $9,327 with a homeowner's exemption, up 12% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,327.00 (+12.04%) Homeowner's exemption$547,913$592,498 Land $147,090 Building $445,408
2024$8,325.00 (+1.35%)
2023$8,214.00 (+16.02%) Homeowner's exemption$488,545 (+15.38%)$540,974 (+27.76%) Land $222,806 Building $318,168
2022$7,080.00 Homeowner's exemption$423,414$423,414 Land $183,336 Building $240,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 Millstone Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims13 (1982–2015)
Claims Outside the SFHA1 of 13
Most Recent ClaimAug 2015 · other causes
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 288 Millstone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Millstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number