288 McEver Ln, Commerce, GA 30530 Property Records

Banks County property record for 288 McEver Ln, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,992 sqft · built 1996
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jan 2019)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B82 017`

Property Details

APN / Parcel Number

Primary APN	`B82 017`
Alternative APN	`1876`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,992 sqft Heated Area
1st Floor Area	1,384 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	609,840 sqft (14 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,560 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	64 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1876
Street Address	288 MCEVER LN
City	COMMERCE
State	GA
Zip	30530-7184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR 2 PB 35-329 / PB B-1
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1046
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	288 MCEVER LN, COMMERCE, GA 30530-7184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jan 11, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	0000046145
Deed Book / Page	461 / 45
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	288 MCEVER LN, COMMERCE, GA 30530-7184
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 MCEVER LN, COMMERCE, GA 30530-7184

Mortgage

Document Number	0000000556/0000000843
Date	Feb 26, 2024
Book Page	0000000556/0000000843

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	288 MCEVER LN, COMMERCE, GA 30530-7184
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 MCEVER LN, COMMERCE, GA 30530-7184

Mortgage

Document Number	0000000504/0000000484
Date	May 20, 2021
Book Page	0000000504/0000000484

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 11, 2019
Property Address	288 MCEVER LN, COMMERCE, GA 30530-7184
Document Number	0000461/45
Book / Page	461 / 45
Instrument Date	Jan 11, 2019
Instrument	2019-000025
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5330 HOPEWELL MANOR DR, CUMMING, GA 30028-4040

Mortgage

Document Number	0000000461/0000000048
Date	Jan 15, 2019
Book Page	0000000461/0000000048

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 (-28.19%) Homeowner's exemption	$216,260 (+5.26%) Land $74,829 Building $141,431	$540,649 (+5.26%) Land $187,072 Building $353,577
2024	$4,008.00 (+25.49%) Homeowner's exemption	$205,445 (+16.1%) Land $68,026 Building $137,419	$513,612 (+16.1%) Land $170,065 Building $343,547
2023	$3,194.00 (+1.85%) Homeowner's exemption	$176,962 (+16.99%) Land $63,280 Building $113,682	$442,404 (+16.99%) Land $158,200 Building $284,204
2022	$3,136.00 Homeowner's exemption	$151,262 Land $49,401 Building $101,861	$378,156 Land $123,503 Building $254,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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All Commerce, GA Property Records

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