288 Loon Ln, Covington, TN 38019 Property Records

Tipton County property record for 288 Loon Ln, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,383 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Mar 2019)
Tax Bill	$912 (2022)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084018K B 00400`

Property Details

APN / Parcel Number

Primary APN	`084018K B 00400`
Alternative APN	`018K B 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	288 LOON LN
City	COVINGTON
State	TN
Zip	38019-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C40
Legal Subdivision	BASKIN HGTS SEC D
Legal Lot Number	99
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	40601

Owner

Source: Tipton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	288 LOON LN, COVINGTON, TN 38019-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC
Mar 25, 2019	Warranty Deed, Transfer
Jun 1, 2018	Loan Modification, Mortgage · Conventional Mortgage INSOUTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Jun 25, 2012 · Amount on File
Deed Document Number	2019221673
Deed Book / Page	1792 / 420
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Apr 24, 2026
Property Address	288 LOON LN, COVINGTON, TN 38019-1562
Document Number	0000291824
Book / Page	2121 / 698
Instrument Date	Apr 15, 2026
Instrument	2026291824
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	KEYLINK NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 LOON LN, COVINGTON, TN 38019-1562

Mortgage

Document Number	0000291824,
Date	Apr 24, 2026
Book Page	2121/698
Instrument	2026291824

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 25, 2019
Property Address	288 LOON LN, COVINGTON, TN 38019-1562
Document Number	0001792420
Book / Page	1792 / 420
Instrument Date	Mar 22, 2019
Instrument	221673
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 LOON LN, COVINGTON, TN 38019-1562

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	288 LOON LN, COVINGTON, TN 38019-1562
Document Number	1762168
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 HARVEST TRAIL LN COVINGTON TN 380197571, COVINGTON, TN 38019-7571

Mortgage

Document Number	1762168
Date	Jun 5, 2018
Book Page	001762/000168
Instrument	214297

Lender

Name	INSOUTH BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 4, 2021

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,725 (-) Land $4,250 Building $35,475
2023		$39,725 (+43.02%) Land $4,250 Building $35,475
2022	$912.00	$27,775 Land $3,125 Building $24,650	$111,100 (-30.08%) Land $12,500 Building $98,600
2020			$158,900 Land $17,000 Building $141,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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