288 Jyoti Dr, Davenport, FL 33837 Property Records

Polk County property record for 288 Jyoti Dr, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 2018
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$234,800 (Apr 2018)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-32-709507-001360`

Property Details

APN / Parcel Number

Primary APN	`27-26-32-709507-001360`
Alternative APNs	`322627709507001360` `22627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	2,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Finished/Open Porch
Porch Area	219 sqft

Location & Zoning

Street Address	288 JYOTI DR
City	DAVENPORT
State	FL
Zip	33837-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLISLE GRAND PHASE 2 PB 164 PGS 14-16 LOT 136
Legal Range	27E
Legal Township	26S
Legal Section	32
Legal Subdivision	CARLISLE GRAND PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	136
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1005
Census Tract	12514

Owner

288 Jyoti Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	288 JYOTI DR, DAVENPORT, FL 33837-9336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage FBC MTG
Apr 30, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Deed Document Number	201891781
Deed Book / Page	10469 / 967
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	288 JYOTI DR, DAVENPORT, FL 33837-9336
Document Number	0112330768
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 UYOTL DR DAVENPORT FL 33837, DAVENPORT, FL 33837

Mortgage

Document Number	0112330768
Date	May 13, 2020
Book Page	011233/000768
Instrument	96535

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Apr 30, 2018
Property Address	288 JYOTI DR, DAVENPORT, FL 33837-9336
Document Number	0104690967
Book / Page	010469 / 000967
Instrument Date	Apr 3, 2018
Instrument	91781
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2018
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,643.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 JYOTI DR DAVENPORT FL 338379336, DAVENPORT, FL 33837-9336

Mortgage

Document Number	104690969
Date	Apr 30, 2018
Book Page	010469/000969
Instrument	91782

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 288 Jyoti Dr was $2,478 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,268 (+2.7%)	$270,709 (-9.41%) Land $58,000 Building $212,709
2025	$2,478.00 Homeowner's exemption	$236,872	$298,817 Land $58,000 Building $240,817
2023	$2,822.00 (+3.14%) Homeowner's exemption	$223,491 (+3%)	$321,639 (+9.21%) Land $56,000 Building $265,639
2022	$2,736.00 Homeowner's exemption	$216,982	$294,506 Land $46,000 Building $248,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 Jyoti Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 Jyoti Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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